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| Location |
Anderson County KY
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,323 |
| Total Amount of All Mortgage Loans Applied For | $162,119,000 |
| Average Mortgage Loan Amount Applied For | $122,000 |
| Highest Mortgage Loan Amount Applied For | $1,020,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $669,000 |
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| Home Improvement |
109 | $4,525,000 |
$41,000 | $294,000 |
$58,000 | $156,000 |
| Home Purchase |
367 | $45,726,000 |
$124,000 | $519,000 |
$60,000 | $669,000 |
| Refinancing |
847 | $111,868,000 |
$132,000 | $1,020,000 |
$63,000 | $660,000 |
|
| American Indian or Alaskan Native |
2 | $146,000 |
$73,000 | $76,000 |
$24,000 | $30,000 |
| Asian |
2 | $240,000 |
$120,000 | $120,000 |
$73,000 | $108,000 |
| Black or African American |
28 | $2,293,000 |
$81,000 | $270,000 |
$62,000 | $152,000 |
| Hispanic |
11 | $1,175,000 |
$106,000 | $186,000 |
$47,000 | $75,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
98 | $13,082,000 |
$133,000 | $519,000 |
$27,000 | $660,000 |
| Not Provided |
94 | $11,143,000 |
$118,000 | $460,000 |
$55,000 | $182,000 |
| White |
1,088 | $134,040,000 |
$123,000 | $1,020,000 |
$65,000 | $669,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
984 | $116,731,000 |
$118,000 | $1,020,000 |
$65,000 | $669,000 |
| FHA-insured (Federal Housing Administration) |
260 | $35,062,000 |
$134,000 | $274,000 |
$54,000 | $202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
51 | $5,980,000 |
$117,000 | $233,000 |
$36,000 | $79,000 |
| VA-guaranteed (Veterans Administration) |
28 | $4,346,000 |
$155,000 | $280,000 |
$52,000 | $99,000 |
|
| Application Approved But Not Accepted |
55 | $5,730,000 |
$104,000 | $329,000 |
$68,000 | $248,000 |
| Application Denied By Financial Institution |
368 | $40,475,000 |
$109,000 | $390,000 |
$58,000 | $478,000 |
| Application Withdrawn By Applicant |
125 | $17,837,000 |
$142,000 | $435,000 |
$68,000 | $669,000 |
| File Closed For Incompleteness |
20 | $2,587,000 |
$129,000 | $364,000 |
$63,000 | $153,000 |
| Loan Originated |
516 | $63,341,000 |
$122,000 | $1,020,000 |
$67,000 | $669,000 |
| Loan Purchased By The Institution |
239 | $32,149,000 |
$134,000 | $442,000 |
$51,000 | $669,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
38 | $5,495,000 |
$144,000 | $361,000 |
$65,000 | $171,000 |
| Credit Application Incomplete |
19 | $2,557,000 |
$134,000 | $390,000 |
$85,000 | $478,000 |
| Credit History |
67 | $4,800,000 |
$71,000 | $299,000 |
$58,000 | $180,000 |
| Debt-To-Income Ratio |
34 | $3,776,000 |
$111,000 | $329,000 |
$43,000 | $118,000 |
| Employment History |
2 | $275,000 |
$137,000 | $175,000 |
$41,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $367,000 |
$183,000 | $197,000 |
$37,000 | $74,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $698,000 |
$99,000 | $192,000 |
$60,000 | $134,000 |
| Unverifiable Information |
2 | $235,000 |
$117,000 | $121,000 |
$51,000 | $75,000 |
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