|
| Location |
Andrew County MO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,032 |
| Total Amount of All Mortgage Loans Applied For | $129,636,000 |
| Average Mortgage Loan Amount Applied For | $125,000 |
| Highest Mortgage Loan Amount Applied For | $930,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $898,000 |
|
|
|
| Home Improvement |
87 | $3,228,000 |
$37,000 | $165,000 |
$63,000 | $161,000 |
| Home Purchase |
273 | $31,834,000 |
$116,000 | $417,000 |
$56,000 | $450,000 |
| Refinancing |
672 | $94,574,000 |
$140,000 | $930,000 |
$66,000 | $898,000 |
|
| American Indian or Alaskan Native |
4 | $425,000 |
$106,000 | $152,000 |
$55,000 | $107,000 |
| Asian |
1 | $51,000 |
$51,000 | $51,000 |
$50,000 | $50,000 |
| Black or African American |
9 | $1,081,000 |
$120,000 | $250,000 |
$62,000 | $102,000 |
| Hispanic |
9 | $1,022,000 |
$113,000 | $160,000 |
$48,000 | $98,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $105,000 |
$105,000 | $105,000 |
$44,000 | $44,000 |
| Not applicable |
64 | $9,058,000 |
$141,000 | $340,000 |
$22,000 | $310,000 |
| Not Provided |
79 | $9,034,000 |
$114,000 | $390,000 |
$59,000 | $182,000 |
| White |
865 | $108,860,000 |
$125,000 | $930,000 |
$67,000 | $898,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
789 | $100,274,000 |
$127,000 | $930,000 |
$68,000 | $898,000 |
| FHA-insured (Federal Housing Administration) |
204 | $25,572,000 |
$125,000 | $313,000 |
$51,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
30 | $2,655,000 |
$88,000 | $142,000 |
$33,000 | $66,000 |
| VA-guaranteed (Veterans Administration) |
9 | $1,135,000 |
$126,000 | $192,000 |
$24,000 | $62,000 |
|
| Application Approved But Not Accepted |
71 | $8,365,000 |
$117,000 | $417,000 |
$73,000 | $328,000 |
| Application Denied By Financial Institution |
268 | $32,564,000 |
$121,000 | $930,000 |
$61,000 | $350,000 |
| Application Withdrawn By Applicant |
85 | $12,226,000 |
$143,000 | $470,000 |
$69,000 | $250,000 |
| File Closed For Incompleteness |
23 | $3,127,000 |
$135,000 | $319,000 |
$68,000 | $161,000 |
| Loan Originated |
473 | $56,518,000 |
$119,000 | $510,000 |
$66,000 | $898,000 |
| Loan Purchased By The Institution |
112 | $16,836,000 |
$150,000 | $417,000 |
$43,000 | $450,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
45 | $5,540,000 |
$123,000 | $417,000 |
$72,000 | $313,000 |
| Credit Application Incomplete |
11 | $1,448,000 |
$131,000 | $230,000 |
$56,000 | $103,000 |
| Credit History |
53 | $4,254,000 |
$80,000 | $275,000 |
$55,000 | $178,000 |
| Debt-To-Income Ratio |
33 | $5,588,000 |
$169,000 | $930,000 |
$68,000 | $350,000 |
| Employment History |
2 | $390,000 |
$195,000 | $360,000 |
$54,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $386,000 |
$128,000 | $275,000 |
$57,000 | $121,000 |
| Mortgage Insurance Denied |
1 | $93,000 |
$93,000 | $93,000 |
$22,000 | $22,000 |
| Other |
7 | $984,000 |
$140,000 | $313,000 |
$55,000 | $115,000 |
| Unverifiable Information |
4 | $706,000 |
$176,000 | $417,000 |
$28,000 | $77,000 |
|
|