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| Location |
Atascosa County TX
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,610 |
| Total Amount of All Mortgage Loans Applied For | $146,764,000 |
| Average Mortgage Loan Amount Applied For | $91,000 |
| Highest Mortgage Loan Amount Applied For | $1,228,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $724,000 |
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| Home Improvement |
327 | $10,061,000 |
$30,000 | $208,000 |
$59,000 | $724,000 |
| Home Purchase |
711 | $71,208,000 |
$100,000 | $1,225,000 |
$53,000 | $628,000 |
| Refinancing |
572 | $65,495,000 |
$114,000 | $1,228,000 |
$67,000 | $651,000 |
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| American Indian or Alaskan Native |
3 | $126,000 |
$42,000 | $60,000 |
$57,000 | $107,000 |
| Asian |
3 | $398,000 |
$132,000 | $231,000 |
$181,000 | $357,000 |
| Black or African American |
11 | $798,000 |
$72,000 | $149,000 |
$58,000 | $112,000 |
| Hispanic |
694 | $51,935,000 |
$74,000 | $349,000 |
$54,000 | $276,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $251,000 |
$83,000 | $95,000 |
$79,000 | $103,000 |
| Not applicable |
161 | $17,481,000 |
$108,000 | $274,000 |
$18,000 | $422,000 |
| Not Provided |
130 | $13,528,000 |
$104,000 | $1,225,000 |
$70,000 | $628,000 |
| White |
605 | $62,247,000 |
$102,000 | $1,228,000 |
$73,000 | $724,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,272 | $104,995,000 |
$82,000 | $1,228,000 |
$62,000 | $724,000 |
| FHA-insured (Federal Housing Administration) |
286 | $34,136,000 |
$119,000 | $339,000 |
$48,000 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $122,000 |
$61,000 | $66,000 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
50 | $7,511,000 |
$150,000 | $403,000 |
$51,000 | $120,000 |
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| Application Approved But Not Accepted |
115 | $9,341,000 |
$81,000 | $1,225,000 |
$69,000 | $628,000 |
| Application Denied By Financial Institution |
584 | $41,114,000 |
$70,000 | $519,000 |
$56,000 | $724,000 |
| Application Withdrawn By Applicant |
131 | $13,475,000 |
$102,000 | $383,000 |
$70,000 | $321,000 |
| File Closed For Incompleteness |
32 | $3,032,000 |
$94,000 | $299,000 |
$68,000 | $220,000 |
| Loan Originated |
462 | $47,749,000 |
$103,000 | $1,228,000 |
$73,000 | $651,000 |
| Loan Purchased By The Institution |
286 | $32,053,000 |
$112,000 | $450,000 |
$34,000 | $308,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
45 | $4,762,000 |
$105,000 | $272,000 |
$77,000 | $357,000 |
| Credit Application Incomplete |
10 | $1,169,000 |
$116,000 | $280,000 |
$83,000 | $215,000 |
| Credit History |
189 | $9,277,000 |
$49,000 | $488,000 |
$52,000 | $724,000 |
| Debt-To-Income Ratio |
58 | $4,320,000 |
$74,000 | $519,000 |
$44,000 | $208,000 |
| Employment History |
4 | $383,000 |
$95,000 | $149,000 |
$76,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $286,000 |
$57,000 | $82,000 |
$48,000 | $76,000 |
| Mortgage Insurance Denied |
1 | $76,000 |
$76,000 | $76,000 |
$77,000 | $77,000 |
| Other |
43 | $4,283,000 |
$99,000 | $291,000 |
$64,000 | $225,000 |
| Unverifiable Information |
13 | $1,721,000 |
$132,000 | $280,000 |
$81,000 | $186,000 |
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