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| Location |
Atoka County OK
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 247 |
| Total Amount of All Mortgage Loans Applied For | $22,808,000 |
| Average Mortgage Loan Amount Applied For | $92,000 |
| Highest Mortgage Loan Amount Applied For | $402,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $234,000 |
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| Home Improvement |
22 | $724,000 |
$32,000 | $105,000 |
$57,000 | $200,000 |
| Home Purchase |
80 | $8,579,000 |
$107,000 | $402,000 |
$64,000 | $234,000 |
| Refinancing |
145 | $13,505,000 |
$93,000 | $315,000 |
$56,000 | $203,000 |
|
| American Indian or Alaskan Native |
16 | $1,358,000 |
$84,000 | $275,000 |
$62,000 | $132,000 |
| Asian |
1 | $101,000 |
$101,000 | $101,000 |
$43,000 | $43,000 |
| Black or African American |
1 | $30,000 |
$30,000 | $30,000 |
$11,000 | $11,000 |
| Hispanic |
9 | $701,000 |
$77,000 | $130,000 |
$67,000 | $204,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,026,000 |
$102,000 | $375,000 |
$37,000 | $88,000 |
| Not Provided |
23 | $2,044,000 |
$88,000 | $375,000 |
$45,000 | $114,000 |
| White |
187 | $17,548,000 |
$93,000 | $402,000 |
$61,000 | $234,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
187 | $16,169,000 |
$86,000 | $402,000 |
$59,000 | $234,000 |
| FHA-insured (Federal Housing Administration) |
58 | $6,504,000 |
$112,000 | $275,000 |
$59,000 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $35,000 |
$35,000 | $35,000 |
$23,000 | $23,000 |
| VA-guaranteed (Veterans Administration) |
1 | $100,000 |
$100,000 | $100,000 |
$23,000 | $23,000 |
|
| Application Approved But Not Accepted |
10 | $999,000 |
$99,000 | $240,000 |
$61,000 | $98,000 |
| Application Denied By Financial Institution |
83 | $6,105,000 |
$73,000 | $275,000 |
$53,000 | $203,000 |
| Application Withdrawn By Applicant |
37 | $3,413,000 |
$92,000 | $247,000 |
$58,000 | $114,000 |
| File Closed For Incompleteness |
15 | $1,407,000 |
$93,000 | $179,000 |
$72,000 | $192,000 |
| Loan Originated |
67 | $6,885,000 |
$102,000 | $402,000 |
$67,000 | $234,000 |
| Loan Purchased By The Institution |
35 | $3,999,000 |
$114,000 | $375,000 |
$53,000 | $103,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
13 | $1,035,000 |
$79,000 | $113,000 |
$50,000 | $144,000 |
| Credit Application Incomplete |
2 | $194,000 |
$97,000 | $134,000 |
$58,000 | $59,000 |
| Credit History |
10 | $763,000 |
$76,000 | $163,000 |
$79,000 | $200,000 |
| Debt-To-Income Ratio |
6 | $349,000 |
$58,000 | $112,000 |
$26,000 | $48,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $63,000 |
$63,000 | $63,000 |
$49,000 | $49,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $363,000 |
$60,000 | $93,000 |
$64,000 | $100,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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