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| Location |
Barnwell County SC
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 824 |
| Total Amount of All Mortgage Loans Applied For | $76,551,000 |
| Average Mortgage Loan Amount Applied For | $92,000 |
| Highest Mortgage Loan Amount Applied For | $429,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $594,000 |
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| Home Improvement |
117 | $4,559,000 |
$38,000 | $239,000 |
$52,000 | $147,000 |
| Home Purchase |
271 | $26,033,000 |
$96,000 | $371,000 |
$53,000 | $308,000 |
| Refinancing |
436 | $45,959,000 |
$105,000 | $429,000 |
$60,000 | $594,000 |
|
| American Indian or Alaskan Native |
1 | $18,000 |
$18,000 | $18,000 |
$36,000 | $36,000 |
| Asian |
1 | $30,000 |
$30,000 | $30,000 |
$36,000 | $36,000 |
| Black or African American |
204 | $14,616,000 |
$71,000 | $275,000 |
$44,000 | $154,000 |
| Hispanic |
7 | $629,000 |
$89,000 | $181,000 |
$83,000 | $121,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $120,000 |
$120,000 | $120,000 |
$61,000 | $61,000 |
| Not applicable |
44 | $5,175,000 |
$117,000 | $415,000 |
$26,000 | $121,000 |
| Not Provided |
134 | $14,102,000 |
$105,000 | $300,000 |
$60,000 | $349,000 |
| White |
432 | $41,861,000 |
$96,000 | $429,000 |
$64,000 | $594,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
622 | $53,533,000 |
$86,000 | $429,000 |
$59,000 | $594,000 |
| FHA-insured (Federal Housing Administration) |
175 | $20,265,000 |
$115,000 | $272,000 |
$53,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
20 | $1,892,000 |
$94,000 | $158,000 |
$29,000 | $71,000 |
| VA-guaranteed (Veterans Administration) |
7 | $861,000 |
$123,000 | $170,000 |
$65,000 | $86,000 |
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| Application Approved But Not Accepted |
43 | $3,523,000 |
$81,000 | $289,000 |
$65,000 | $349,000 |
| Application Denied By Financial Institution |
281 | $22,784,000 |
$81,000 | $429,000 |
$47,000 | $242,000 |
| Application Withdrawn By Applicant |
77 | $8,992,000 |
$116,000 | $360,000 |
$66,000 | $205,000 |
| File Closed For Incompleteness |
27 | $2,821,000 |
$104,000 | $255,000 |
$53,000 | $141,000 |
| Loan Originated |
327 | $30,100,000 |
$92,000 | $414,000 |
$65,000 | $594,000 |
| Loan Purchased By The Institution |
69 | $8,331,000 |
$120,000 | $415,000 |
$41,000 | $139,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
18 | $1,814,000 |
$100,000 | $429,000 |
$47,000 | $114,000 |
| Credit Application Incomplete |
15 | $1,661,000 |
$110,000 | $190,000 |
$68,000 | $139,000 |
| Credit History |
74 | $5,218,000 |
$70,000 | $244,000 |
$46,000 | $242,000 |
| Debt-To-Income Ratio |
23 | $1,909,000 |
$83,000 | $250,000 |
$41,000 | $150,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
14 | $1,046,000 |
$74,000 | $248,000 |
$44,000 | $121,000 |
| Unverifiable Information |
5 | $534,000 |
$106,000 | $178,000 |
$52,000 | $74,000 |
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