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| Location |
Barry County MO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,376 |
| Total Amount of All Mortgage Loans Applied For | $140,181,000 |
| Average Mortgage Loan Amount Applied For | $101,000 |
| Highest Mortgage Loan Amount Applied For | $834,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $828,000 |
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| Home Improvement |
128 | $6,901,000 |
$53,000 | $300,000 |
$45,000 | $245,000 |
| Home Purchase |
451 | $45,617,000 |
$101,000 | $400,000 |
$58,000 | $479,000 |
| Refinancing |
797 | $87,663,000 |
$109,000 | $834,000 |
$58,000 | $828,000 |
|
| American Indian or Alaskan Native |
12 | $1,006,000 |
$83,000 | $184,000 |
$59,000 | $156,000 |
| Asian |
11 | $1,306,000 |
$118,000 | $230,000 |
$115,000 | $494,000 |
| Black or African American |
5 | $412,000 |
$82,000 | $112,000 |
$40,000 | $116,000 |
| Hispanic |
61 | $4,858,000 |
$79,000 | $235,000 |
$43,000 | $412,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $68,000 |
$68,000 | $68,000 |
$26,000 | $26,000 |
| Not applicable |
72 | $8,579,000 |
$119,000 | $400,000 |
$20,000 | $207,000 |
| Not Provided |
129 | $13,997,000 |
$108,000 | $417,000 |
$70,000 | $828,000 |
| White |
1,085 | $109,955,000 |
$101,000 | $834,000 |
$58,000 | $540,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,045 | $106,633,000 |
$102,000 | $834,000 |
$62,000 | $828,000 |
| FHA-insured (Federal Housing Administration) |
251 | $26,253,000 |
$104,000 | $252,000 |
$41,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
68 | $5,792,000 |
$85,000 | $214,000 |
$35,000 | $146,000 |
| VA-guaranteed (Veterans Administration) |
12 | $1,503,000 |
$125,000 | $218,000 |
$58,000 | $162,000 |
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| Application Approved But Not Accepted |
70 | $7,557,000 |
$107,000 | $339,000 |
$67,000 | $324,000 |
| Application Denied By Financial Institution |
361 | $32,802,000 |
$90,000 | $395,000 |
$49,000 | $828,000 |
| Application Withdrawn By Applicant |
125 | $13,338,000 |
$106,000 | $380,000 |
$58,000 | $540,000 |
| File Closed For Incompleteness |
53 | $6,129,000 |
$115,000 | $417,000 |
$71,000 | $494,000 |
| Loan Originated |
639 | $65,348,000 |
$102,000 | $834,000 |
$62,000 | $479,000 |
| Loan Purchased By The Institution |
128 | $15,007,000 |
$117,000 | $384,000 |
$44,000 | $324,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
54 | $4,858,000 |
$89,000 | $218,000 |
$50,000 | $189,000 |
| Credit Application Incomplete |
19 | $1,896,000 |
$99,000 | $215,000 |
$52,000 | $119,000 |
| Credit History |
75 | $6,134,000 |
$81,000 | $395,000 |
$48,000 | $240,000 |
| Debt-To-Income Ratio |
32 | $3,352,000 |
$104,000 | $270,000 |
$62,000 | $828,000 |
| Employment History |
2 | $112,000 |
$56,000 | $82,000 |
$39,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $464,000 |
$116,000 | $279,000 |
$68,000 | $120,000 |
| Mortgage Insurance Denied |
1 | $40,000 |
$40,000 | $40,000 |
$19,000 | $19,000 |
| Other |
19 | $1,875,000 |
$98,000 | $315,000 |
$55,000 | $106,000 |
| Unverifiable Information |
9 | $1,007,000 |
$111,000 | $220,000 |
$64,000 | $168,000 |
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