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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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Bath County KY
Mortgage Loan Application
Totals and Details
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| Location |
Bath County KY
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 616 |
| Total Amount of All Mortgage Loans Applied For | $56,526,000 |
| Average Mortgage Loan Amount Applied For | $91,000 |
| Highest Mortgage Loan Amount Applied For | $1,857,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $317,000 |
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| Home Improvement |
73 | $2,545,000 |
$34,000 | $220,000 |
$51,000 | $216,000 |
| Home Purchase |
187 | $16,277,000 |
$87,000 | $540,000 |
$55,000 | $282,000 |
| Refinancing |
356 | $37,704,000 |
$105,000 | $1,857,000 |
$54,000 | $317,000 |
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| American Indian or Alaskan Native |
1 | $150,000 |
$150,000 | $150,000 |
$282,000 | $282,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $168,000 |
$42,000 | $70,000 |
$64,000 | $81,000 |
| Hispanic |
5 | $192,000 |
$38,000 | $53,000 |
$21,000 | $25,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $1,819,000 |
$82,000 | $257,000 |
$18,000 | $59,000 |
| Not Provided |
57 | $6,578,000 |
$115,000 | $680,000 |
$61,000 | $317,000 |
| White |
527 | $47,619,000 |
$90,000 | $1,857,000 |
$55,000 | $275,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
572 | $52,912,000 |
$92,000 | $1,857,000 |
$56,000 | $317,000 |
| FHA-insured (Federal Housing Administration) |
33 | $2,694,000 |
$81,000 | $158,000 |
$37,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
8 | $717,000 |
$89,000 | $158,000 |
$39,000 | $70,000 |
| VA-guaranteed (Veterans Administration) |
3 | $203,000 |
$67,000 | $79,000 |
$25,000 | $34,000 |
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| Application Approved But Not Accepted |
50 | $5,643,000 |
$112,000 | $650,000 |
$62,000 | $244,000 |
| Application Denied By Financial Institution |
235 | $19,128,000 |
$81,000 | $680,000 |
$55,000 | $317,000 |
| Application Withdrawn By Applicant |
47 | $6,071,000 |
$129,000 | $712,000 |
$50,000 | $216,000 |
| File Closed For Incompleteness |
8 | $652,000 |
$81,000 | $134,000 |
$42,000 | $100,000 |
| Loan Originated |
207 | $18,553,000 |
$89,000 | $1,857,000 |
$58,000 | $282,000 |
| Loan Purchased By The Institution |
69 | $6,479,000 |
$93,000 | $257,000 |
$41,000 | $216,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
19 | $2,206,000 |
$116,000 | $414,000 |
$57,000 | $140,000 |
| Credit Application Incomplete |
4 | $344,000 |
$86,000 | $170,000 |
$51,000 | $125,000 |
| Credit History |
36 | $1,910,000 |
$53,000 | $154,000 |
$38,000 | $82,000 |
| Debt-To-Income Ratio |
17 | $1,648,000 |
$96,000 | $220,000 |
$55,000 | $143,000 |
| Employment History |
4 | $410,000 |
$102,000 | $150,000 |
$28,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $39,000 |
$39,000 | $39,000 |
$22,000 | $22,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
13 | $1,181,000 |
$90,000 | $192,000 |
$55,000 | $122,000 |
| Unverifiable Information |
3 | $510,000 |
$170,000 | $228,000 |
$59,000 | $85,000 |
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Mortgage Companies for
Bath County KY in 2007
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