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| Location |
Beaver County PA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 8,219 |
| Total Amount of All Mortgage Loans Applied For | $840,335,000 |
| Average Mortgage Loan Amount Applied For | $102,000 |
| Highest Mortgage Loan Amount Applied For | $2,160,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
1,122 | $45,679,000 |
$40,000 | $477,000 |
$66,000 | $1,650,000 |
| Home Purchase |
2,438 | $272,234,000 |
$111,000 | $995,000 |
$67,000 | $9,999,000 |
| Refinancing |
4,659 | $522,422,000 |
$112,000 | $2,160,000 |
$64,000 | $3,602,000 |
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| American Indian or Alaskan Native |
19 | $2,002,000 |
$105,000 | $194,000 |
$60,000 | $150,000 |
| Asian |
19 | $2,628,000 |
$138,000 | $301,000 |
$127,000 | $1,000,000 |
| Black or African American |
304 | $22,372,000 |
$73,000 | $308,000 |
$49,000 | $181,000 |
| Hispanic |
66 | $6,340,000 |
$96,000 | $329,000 |
$74,000 | $741,000 |
| Native Hawaiin or Other Pacific Islander |
7 | $723,000 |
$103,000 | $175,000 |
$60,000 | $140,000 |
| Not applicable |
298 | $41,702,000 |
$139,000 | $2,160,000 |
$29,000 | $671,000 |
| Not Provided |
925 | $94,510,000 |
$102,000 | $885,000 |
$76,000 | $9,999,000 |
| White |
6,581 | $670,058,000 |
$101,000 | $1,000,000 |
$66,000 | $3,602,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
6,336 | $614,234,000 |
$96,000 | $2,160,000 |
$69,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
1,706 | $204,534,000 |
$119,000 | $425,000 |
$54,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
28 | $2,535,000 |
$90,000 | $157,000 |
$30,000 | $58,000 |
| VA-guaranteed (Veterans Administration) |
149 | $19,032,000 |
$127,000 | $316,000 |
$52,000 | $137,000 |
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| Application Approved But Not Accepted |
424 | $34,520,000 |
$81,000 | $320,000 |
$65,000 | $443,000 |
| Application Denied By Financial Institution |
2,534 | $243,683,000 |
$96,000 | $830,000 |
$64,000 | $9,999,000 |
| Application Withdrawn By Applicant |
764 | $86,705,000 |
$113,000 | $2,160,000 |
$65,000 | $671,000 |
| File Closed For Incompleteness |
138 | $15,847,000 |
$114,000 | $417,000 |
$78,000 | $600,000 |
| Loan Originated |
3,461 | $349,090,000 |
$100,000 | $1,749,000 |
$70,000 | $3,602,000 |
| Loan Purchased By The Institution |
897 | $110,444,000 |
$123,000 | $412,000 |
$49,000 | $244,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $46,000 |
$46,000 | $46,000 |
$17,000 | $17,000 |
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| Collateral |
284 | $31,725,000 |
$111,000 | $830,000 |
$80,000 | $1,650,000 |
| Credit Application Incomplete |
83 | $10,441,000 |
$125,000 | $432,000 |
$71,000 | $450,000 |
| Credit History |
426 | $24,433,000 |
$57,000 | $285,000 |
$56,000 | $1,596,000 |
| Debt-To-Income Ratio |
230 | $19,900,000 |
$86,000 | $760,000 |
$85,000 | $9,999,000 |
| Employment History |
10 | $736,000 |
$73,000 | $160,000 |
$32,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
25 | $3,078,000 |
$123,000 | $450,000 |
$77,000 | $181,000 |
| Mortgage Insurance Denied |
3 | $442,000 |
$147,000 | $257,000 |
$79,000 | $105,000 |
| Other |
124 | $11,676,000 |
$94,000 | $580,000 |
$60,000 | $251,000 |
| Unverifiable Information |
36 | $3,277,000 |
$91,000 | $347,000 |
$53,000 | $132,000 |
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