| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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Benson County ND
Mortgage Loan Application
Totals and Details
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| Location |
Benson County ND
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 58 |
| Total Amount of All Mortgage Loans Applied For | $4,657,000 |
| Average Mortgage Loan Amount Applied For | $80,000 |
| Highest Mortgage Loan Amount Applied For | $398,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $186,000 |
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| Home Improvement |
7 | $244,000 |
$34,000 | $78,000 |
$77,000 | $98,000 |
| Home Purchase |
25 | $1,651,000 |
$66,000 | $191,000 |
$46,000 | $128,000 |
| Refinancing |
26 | $2,762,000 |
$106,000 | $398,000 |
$61,000 | $186,000 |
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| American Indian or Alaskan Native |
3 | $236,000 |
$78,000 | $120,000 |
$74,000 | $96,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $573,000 |
$143,000 | $180,000 |
$15,000 | $60,000 |
| Not Provided |
9 | $371,000 |
$41,000 | $130,000 |
$45,000 | $94,000 |
| White |
42 | $3,477,000 |
$82,000 | $398,000 |
$62,000 | $186,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
44 | $2,829,000 |
$64,000 | $191,000 |
$58,000 | $128,000 |
| FHA-insured (Federal Housing Administration) |
12 | $1,388,000 |
$115,000 | $172,000 |
$40,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $440,000 |
$220,000 | $398,000 |
$116,000 | $186,000 |
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| Application Approved But Not Accepted |
2 | $87,000 |
$43,000 | $81,000 |
$46,000 | $75,000 |
| Application Denied By Financial Institution |
14 | $1,389,000 |
$99,000 | $398,000 |
$71,000 | $186,000 |
| Application Withdrawn By Applicant |
5 | $338,000 |
$67,000 | $109,000 |
$35,000 | $60,000 |
| File Closed For Incompleteness |
1 | $15,000 |
$15,000 | $15,000 |
$98,000 | $98,000 |
| Loan Originated |
28 | $1,984,000 |
$70,000 | $191,000 |
$60,000 | $128,000 |
| Loan Purchased By The Institution |
8 | $844,000 |
$105,000 | $180,000 |
$33,000 | $128,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
7 | $697,000 |
$99,000 | $398,000 |
$88,000 | $186,000 |
| Credit Application Incomplete |
1 | $172,000 |
$172,000 | $172,000 |
$65,000 | $65,000 |
| Credit History |
1 | $50,000 |
$50,000 | $50,000 |
$82,000 | $82,000 |
| Debt-To-Income Ratio |
1 | $50,000 |
$50,000 | $50,000 |
$33,000 | $33,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Companies for
Benson County ND in 2008
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