|
| Location |
Bienville Parish LA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 361 |
| Total Amount of All Mortgage Loans Applied For | $29,597,000 |
| Average Mortgage Loan Amount Applied For | $81,000 |
| Highest Mortgage Loan Amount Applied For | $289,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $840,000 |
|
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|
| Home Improvement |
40 | $1,622,000 |
$40,000 | $183,000 |
$66,000 | $840,000 |
| Home Purchase |
106 | $8,327,000 |
$78,000 | $236,000 |
$49,000 | $259,000 |
| Refinancing |
215 | $19,648,000 |
$91,000 | $289,000 |
$64,000 | $430,000 |
|
| American Indian or Alaskan Native |
2 | $258,000 |
$129,000 | $148,000 |
$62,000 | $72,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
99 | $6,999,000 |
$70,000 | $228,000 |
$47,000 | $259,000 |
| Hispanic |
4 | $284,000 |
$71,000 | $108,000 |
$53,000 | $78,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
18 | $2,154,000 |
$119,000 | $236,000 |
$7,000 | $85,000 |
| Not Provided |
23 | $2,143,000 |
$93,000 | $280,000 |
$57,000 | $111,000 |
| White |
215 | $17,759,000 |
$82,000 | $289,000 |
$71,000 | $840,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
281 | $20,940,000 |
$74,000 | $289,000 |
$65,000 | $840,000 |
| FHA-insured (Federal Housing Administration) |
56 | $6,168,000 |
$110,000 | $245,000 |
$47,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
21 | $2,280,000 |
$108,000 | $236,000 |
$31,000 | $72,000 |
| VA-guaranteed (Veterans Administration) |
3 | $209,000 |
$69,000 | $80,000 |
$40,000 | $60,000 |
|
| Application Approved But Not Accepted |
17 | $1,514,000 |
$89,000 | $280,000 |
$54,000 | $186,000 |
| Application Denied By Financial Institution |
108 | $9,186,000 |
$85,000 | $280,000 |
$63,000 | $840,000 |
| Application Withdrawn By Applicant |
32 | $3,501,000 |
$109,000 | $275,000 |
$65,000 | $230,000 |
| File Closed For Incompleteness |
6 | $656,000 |
$109,000 | $240,000 |
$59,000 | $100,000 |
| Loan Originated |
167 | $10,957,000 |
$65,000 | $289,000 |
$64,000 | $430,000 |
| Loan Purchased By The Institution |
31 | $3,783,000 |
$122,000 | $236,000 |
$28,000 | $103,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
13 | $1,347,000 |
$103,000 | $179,000 |
$54,000 | $80,000 |
| Credit Application Incomplete |
5 | $463,000 |
$92,000 | $220,000 |
$47,000 | $84,000 |
| Credit History |
25 | $1,530,000 |
$61,000 | $250,000 |
$75,000 | $840,000 |
| Debt-To-Income Ratio |
6 | $612,000 |
$102,000 | $203,000 |
$46,000 | $81,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $129,000 |
$64,000 | $65,000 |
$15,000 | $16,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $319,000 |
$79,000 | $180,000 |
$78,000 | $105,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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