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| Location |
Big Horn County MT
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 234 |
| Total Amount of All Mortgage Loans Applied For | $24,120,000 |
| Average Mortgage Loan Amount Applied For | $103,000 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $264,000 |
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| Home Improvement |
46 | $2,738,000 |
$59,000 | $311,000 |
$58,000 | $131,000 |
| Home Purchase |
66 | $6,868,000 |
$104,000 | $278,000 |
$66,000 | $261,000 |
| Refinancing |
122 | $14,514,000 |
$118,000 | $350,000 |
$67,000 | $264,000 |
|
| American Indian or Alaskan Native |
48 | $3,588,000 |
$74,000 | $208,000 |
$63,000 | $221,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
9 | $1,050,000 |
$116,000 | $177,000 |
$52,000 | $66,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,044,000 |
$104,000 | $199,000 |
$38,000 | $81,000 |
| Not Provided |
19 | $1,461,000 |
$76,000 | $172,000 |
$55,000 | $130,000 |
| White |
148 | $16,977,000 |
$114,000 | $350,000 |
$69,000 | $264,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
172 | $16,641,000 |
$96,000 | $350,000 |
$68,000 | $264,000 |
| FHA-insured (Federal Housing Administration) |
56 | $6,737,000 |
$120,000 | $265,000 |
$58,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $316,000 |
$105,000 | $116,000 |
$33,000 | $45,000 |
| VA-guaranteed (Veterans Administration) |
3 | $426,000 |
$142,000 | $151,000 |
$66,000 | $70,000 |
|
| Application Approved But Not Accepted |
12 | $1,409,000 |
$117,000 | $272,000 |
$66,000 | $136,000 |
| Application Denied By Financial Institution |
47 | $5,956,000 |
$126,000 | $311,000 |
$69,000 | $221,000 |
| Application Withdrawn By Applicant |
41 | $4,255,000 |
$103,000 | $350,000 |
$69,000 | $264,000 |
| File Closed For Incompleteness |
6 | $380,000 |
$63,000 | $125,000 |
$70,000 | $120,000 |
| Loan Originated |
101 | $9,041,000 |
$89,000 | $278,000 |
$64,000 | $261,000 |
| Loan Purchased By The Institution |
27 | $3,079,000 |
$114,000 | $231,000 |
$52,000 | $120,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
14 | $2,374,000 |
$169,000 | $311,000 |
$89,000 | $199,000 |
| Credit Application Incomplete |
4 | $428,000 |
$107,000 | $137,000 |
$93,000 | $221,000 |
| Credit History |
7 | $781,000 |
$111,000 | $237,000 |
$51,000 | $80,000 |
| Debt-To-Income Ratio |
2 | $228,000 |
$114,000 | $133,000 |
$71,000 | $133,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $30,000 |
$30,000 | $30,000 |
$46,000 | $46,000 |
| Mortgage Insurance Denied |
1 | $311,000 |
$311,000 | $311,000 |
$106,000 | $106,000 |
| Other |
2 | $143,000 |
$71,000 | $79,000 |
$44,000 | $63,000 |
| Unverifiable Information |
2 | $442,000 |
$221,000 | $265,000 |
$63,000 | $84,000 |
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