| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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Big Stone County MN
Mortgage Loan Application
Totals and Details
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| Location |
Big Stone County MN
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 152 |
| Total Amount of All Mortgage Loans Applied For | $15,663,000 |
| Average Mortgage Loan Amount Applied For | $103,000 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $418,000 |
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| Home Improvement |
16 | $557,000 |
$34,000 | $86,000 |
$51,000 | $92,000 |
| Home Purchase |
52 | $6,064,000 |
$116,000 | $350,000 |
$70,000 | $418,000 |
| Refinancing |
84 | $9,042,000 |
$107,000 | $240,000 |
$60,000 | $217,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $1,147,000 |
$104,000 | $240,000 |
$29,000 | $103,000 |
| Not Provided |
5 | $526,000 |
$105,000 | $190,000 |
$41,000 | $57,000 |
| White |
136 | $13,990,000 |
$102,000 | $350,000 |
$66,000 | $418,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
127 | $13,110,000 |
$103,000 | $350,000 |
$64,000 | $418,000 |
| FHA-insured (Federal Housing Administration) |
19 | $1,878,000 |
$98,000 | $267,000 |
$55,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $226,000 |
$75,000 | $111,000 |
$33,000 | $42,000 |
| VA-guaranteed (Veterans Administration) |
3 | $449,000 |
$149,000 | $153,000 |
$49,000 | $57,000 |
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| Application Approved But Not Accepted |
14 | $1,975,000 |
$141,000 | $207,000 |
$63,000 | $139,000 |
| Application Denied By Financial Institution |
30 | $2,241,000 |
$74,000 | $261,000 |
$47,000 | $90,000 |
| Application Withdrawn By Applicant |
18 | $1,432,000 |
$79,000 | $208,000 |
$54,000 | $164,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
62 | $6,670,000 |
$107,000 | $350,000 |
$71,000 | $418,000 |
| Loan Purchased By The Institution |
28 | $3,345,000 |
$119,000 | $267,000 |
$64,000 | $199,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
9 | $979,000 |
$108,000 | $261,000 |
$58,000 | $89,000 |
| Credit Application Incomplete |
1 | $196,000 |
$196,000 | $196,000 |
$53,000 | $53,000 |
| Credit History |
4 | $114,000 |
$28,000 | $56,000 |
$39,000 | $90,000 |
| Debt-To-Income Ratio |
2 | $103,000 |
$51,000 | $92,000 |
$43,000 | $66,000 |
| Employment History |
1 | $87,000 |
$87,000 | $87,000 |
$35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Companies for
Big Stone County MN in 2008
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