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| Location |
Bladen County NC
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,080 |
| Total Amount of All Mortgage Loans Applied For | $116,844,000 |
| Average Mortgage Loan Amount Applied For | $108,000 |
| Highest Mortgage Loan Amount Applied For | $1,139,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,684,000 |
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| Home Improvement |
163 | $6,211,000 |
$38,000 | $204,000 |
$46,000 | $281,000 |
| Home Purchase |
311 | $41,305,000 |
$132,000 | $900,000 |
$74,000 | $1,684,000 |
| Refinancing |
606 | $69,328,000 |
$114,000 | $1,139,000 |
$65,000 | $940,000 |
|
| American Indian or Alaskan Native |
14 | $1,097,000 |
$78,000 | $194,000 |
$43,000 | $77,000 |
| Asian |
2 | $660,000 |
$330,000 | $417,000 |
$505,000 | $940,000 |
| Black or African American |
237 | $16,627,000 |
$70,000 | $277,000 |
$51,000 | $514,000 |
| Hispanic |
8 | $1,250,000 |
$156,000 | $296,000 |
$54,000 | $104,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $275,000 |
$275,000 | $275,000 |
$204,000 | $204,000 |
| Not applicable |
54 | $11,114,000 |
$205,000 | $1,139,000 |
$14,000 | $128,000 |
| Not Provided |
136 | $13,425,000 |
$98,000 | $288,000 |
$58,000 | $261,000 |
| White |
628 | $72,396,000 |
$115,000 | $650,000 |
$74,000 | $1,684,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
852 | $86,301,000 |
$101,000 | $1,139,000 |
$65,000 | $1,684,000 |
| FHA-insured (Federal Housing Administration) |
184 | $22,353,000 |
$121,000 | $271,000 |
$62,000 | $1,046,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
9 | $816,000 |
$90,000 | $139,000 |
$26,000 | $55,000 |
| VA-guaranteed (Veterans Administration) |
35 | $7,374,000 |
$210,000 | $380,000 |
$69,000 | $140,000 |
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| Application Approved But Not Accepted |
71 | $6,725,000 |
$94,000 | $417,000 |
$67,000 | $335,000 |
| Application Denied By Financial Institution |
364 | $29,745,000 |
$81,000 | $820,000 |
$51,000 | $375,000 |
| Application Withdrawn By Applicant |
94 | $10,613,000 |
$112,000 | $309,000 |
$82,000 | $1,684,000 |
| File Closed For Incompleteness |
38 | $5,149,000 |
$135,000 | $388,000 |
$102,000 | $600,000 |
| Loan Originated |
396 | $47,159,000 |
$119,000 | $1,139,000 |
$72,000 | $1,046,000 |
| Loan Purchased By The Institution |
117 | $17,453,000 |
$149,000 | $417,000 |
$56,000 | $871,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
28 | $3,206,000 |
$114,000 | $820,000 |
$51,000 | $147,000 |
| Credit Application Incomplete |
14 | $1,265,000 |
$90,000 | $192,000 |
$63,000 | $126,000 |
| Credit History |
98 | $5,231,000 |
$53,000 | $365,000 |
$45,000 | $281,000 |
| Debt-To-Income Ratio |
38 | $3,951,000 |
$103,000 | $288,000 |
$40,000 | $178,000 |
| Employment History |
3 | $116,000 |
$38,000 | $85,000 |
$35,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $622,000 |
$103,000 | $153,000 |
$52,000 | $145,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
12 | $797,000 |
$66,000 | $148,000 |
$68,000 | $142,000 |
| Unverifiable Information |
2 | $199,000 |
$99,000 | $177,000 |
$91,000 | $106,000 |
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