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| Location |
Blanco County TX
• Apply Here |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 953 |
| Total Amount of All Mortgage Loans Applied For | $116,737,000 |
| Average Mortgage Loan Amount Applied For | $122,000 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $3,750,000 |
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| Home Improvement (one-to-four family) |
59 | $2,607,000 |
$44,000 | $245,000 |
$70,000 | $217,000 |
| Home Purchase (one-to-four family) |
212 | $22,245,000 |
$104,000 | $950,000 |
$65,000 | $295,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
682 | $91,885,000 |
$134,000 | $1,000,000 |
$92,000 | $3,750,000 |
|
| American Indian or Alaskan Native |
4 | $423,000 |
$105,000 | $167,000 |
$69,000 | $108,000 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
3 | $207,000 |
$69,000 | $160,000 |
$63,000 | $80,000 |
| Hispanic |
46 | $2,887,000 |
$62,000 | $220,000 |
$60,000 | $204,000 |
| Information not provided by applicant in mail or telephone application |
242 | $29,972,000 |
$123,000 | $640,000 |
$101,000 | $2,400,000 |
| Not applicable |
41 | $5,180,000 |
$126,000 | $338,000 |
$8,000 | $132,000 |
| Other |
20 | $2,608,000 |
$130,000 | $360,000 |
$107,000 | $251,000 |
| White |
597 | $75,460,000 |
$126,000 | $1,000,000 |
$83,000 | $3,750,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
903 | $112,101,000 |
$124,000 | $1,000,000 |
$87,000 | $3,750,000 |
| FHA-insured (Federal Housing Administration) |
35 | $2,939,000 |
$83,000 | $149,000 |
$27,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $246,000 |
$123,000 | $123,000 |
$21,000 | $42,000 |
| VA-guaranteed (Veterans Administration) |
13 | $1,451,000 |
$111,000 | $177,000 |
$20,000 | $83,000 |
|
| Application Approved But Not Accepted |
56 | $6,418,000 |
$114,000 | $323,000 |
$86,000 | $592,000 |
| Application Denied By Financial Institution |
230 | $24,145,000 |
$104,000 | $520,000 |
$71,000 | $413,000 |
| Application Withdrawn By Applicant |
148 | $20,109,000 |
$135,000 | $950,000 |
$70,000 | $295,000 |
| File Closed For Incompleteness |
13 | $1,600,000 |
$123,000 | $350,000 |
$179,000 | $3,750,000 |
| Loan Originated |
383 | $47,794,000 |
$124,000 | $1,000,000 |
$97,000 | $2,400,000 |
| Loan Purchased By The Institution |
123 | $16,671,000 |
$135,000 | $676,000 |
$53,000 | $659,000 |
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| Collateral |
24 | $2,751,000 |
$114,000 | $350,000 |
$91,000 | $413,000 |
| Credit Application Incomplete |
34 | $4,320,000 |
$127,000 | $325,000 |
$84,000 | $251,000 |
| Credit History |
48 | $3,256,000 |
$67,000 | $259,000 |
$64,000 | $228,000 |
| Debt-To-Income Ratio |
27 | $2,491,000 |
$92,000 | $310,000 |
$62,000 | $218,000 |
| Employment History |
2 | $505,000 |
$252,000 | $380,000 |
$54,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $122,000 |
$122,000 | $122,000 |
$35,000 | $35,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
38 | $4,814,000 |
$126,000 | $520,000 |
$70,000 | $252,000 |
| Unverifiable Information |
3 | $465,000 |
$155,000 | $211,000 |
$105,000 | $165,000 |
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