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| Location |
Boone County IL
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,892 |
| Total Amount of All Mortgage Loans Applied For | $642,857,000 |
| Average Mortgage Loan Amount Applied For | $165,000 |
| Highest Mortgage Loan Amount Applied For | $2,660,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $1,800,000 |
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| Home Improvement |
221 | $13,759,000 |
$62,000 | $413,000 |
$81,000 | $543,000 |
| Home Purchase |
987 | $161,175,000 |
$163,000 | $743,000 |
$71,000 | $1,800,000 |
| Refinancing |
2,684 | $467,923,000 |
$174,000 | $2,660,000 |
$76,000 | $1,560,000 |
|
| American Indian or Alaskan Native |
10 | $1,365,000 |
$136,000 | $230,000 |
$70,000 | $137,000 |
| Asian |
48 | $9,821,000 |
$204,000 | $417,000 |
$88,000 | $248,000 |
| Black or African American |
81 | $15,303,000 |
$188,000 | $1,000,000 |
$80,000 | $852,000 |
| Hispanic |
500 | $75,502,000 |
$151,000 | $417,000 |
$58,000 | $432,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $1,291,000 |
$143,000 | $227,000 |
$64,000 | $83,000 |
| Not applicable |
282 | $55,222,000 |
$195,000 | $2,660,000 |
$16,000 | $211,000 |
| Not Provided |
277 | $46,244,000 |
$166,000 | $1,300,000 |
$82,000 | $1,501,000 |
| White |
2,685 | $438,109,000 |
$163,000 | $1,350,000 |
$84,000 | $1,800,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,881 | $479,723,000 |
$166,000 | $2,660,000 |
$83,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) |
968 | $155,881,000 |
$161,000 | $280,000 |
$54,000 | $432,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
7 | $1,008,000 |
$144,000 | $219,000 |
$33,000 | $66,000 |
| VA-guaranteed (Veterans Administration) |
36 | $6,245,000 |
$173,000 | $417,000 |
$42,000 | $149,000 |
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| Application Approved But Not Accepted |
287 | $44,697,000 |
$155,000 | $880,000 |
$83,000 | $700,000 |
| Application Denied By Financial Institution |
904 | $151,702,000 |
$167,000 | $2,660,000 |
$76,000 | $1,800,000 |
| Application Withdrawn By Applicant |
322 | $56,438,000 |
$175,000 | $763,000 |
$85,000 | $596,000 |
| File Closed For Incompleteness |
84 | $13,857,000 |
$164,000 | $293,000 |
$91,000 | $1,090,000 |
| Loan Originated |
1,688 | $270,026,000 |
$159,000 | $1,361,000 |
$83,000 | $1,560,000 |
| Loan Purchased By The Institution |
607 | $106,137,000 |
$174,000 | $743,000 |
$42,000 | $415,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
143 | $27,073,000 |
$189,000 | $2,660,000 |
$82,000 | $668,000 |
| Credit Application Incomplete |
44 | $6,982,000 |
$158,000 | $394,000 |
$68,000 | $213,000 |
| Credit History |
175 | $21,498,000 |
$122,000 | $1,300,000 |
$74,000 | $1,501,000 |
| Debt-To-Income Ratio |
120 | $19,859,000 |
$165,000 | $1,260,000 |
$51,000 | $500,000 |
| Employment History |
9 | $1,214,000 |
$134,000 | $200,000 |
$37,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
13 | $2,825,000 |
$217,000 | $410,000 |
$104,000 | $342,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
33 | $6,199,000 |
$187,000 | $563,000 |
$203,000 | $1,800,000 |
| Unverifiable Information |
18 | $2,643,000 |
$146,000 | $413,000 |
$59,000 | $108,000 |
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