|
| Location |
Bronx County NY
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 19,422 |
| Total Amount of All Mortgage Loans Applied For | $7,130,081,000 |
| Average Mortgage Loan Amount Applied For | $367,000 |
| Highest Mortgage Loan Amount Applied For | $29,756,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $3,018,000 |
|
|
|
| Home Improvement |
1,950 | $267,942,000 |
$137,000 | $5,325,000 |
$80,000 | $1,332,000 |
| Home Purchase |
8,051 | $3,002,291,000 |
$372,000 | $27,000,000 |
$88,000 | $3,018,000 |
| Refinancing |
9,421 | $3,859,848,000 |
$409,000 | $29,756,000 |
$85,000 | $2,000,000 |
|
| American Indian or Alaskan Native |
88 | $25,986,000 |
$295,000 | $680,000 |
$101,000 | $1,200,000 |
| Asian |
1,004 | $321,394,000 |
$320,000 | $1,200,000 |
$93,000 | $1,332,000 |
| Black or African American |
4,901 | $1,430,844,000 |
$291,000 | $1,688,000 |
$86,000 | $1,800,000 |
| Hispanic |
4,645 | $1,381,239,000 |
$297,000 | $2,020,000 |
$87,000 | $2,353,000 |
| Native Hawaiin or Other Pacific Islander |
138 | $47,025,000 |
$340,000 | $706,000 |
$103,000 | $281,000 |
| Not applicable |
2,033 | $1,975,951,000 |
$971,000 | $29,756,000 |
$22,000 | $3,018,000 |
| Not Provided |
3,063 | $846,675,000 |
$276,000 | $5,300,000 |
$89,000 | $2,000,000 |
| White |
3,550 | $1,100,967,000 |
$310,000 | $6,350,000 |
$113,000 | $1,995,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
16,457 | $5,873,564,000 |
$356,000 | $29,756,000 |
$85,000 | $3,018,000 |
| FHA-insured (Federal Housing Administration) |
2,947 | $1,251,267,000 |
$424,000 | $820,000 |
$91,000 | $660,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
18 | $5,250,000 |
$291,000 | $417,000 |
$58,000 | $124,000 |
|
| Application Approved But Not Accepted |
1,535 | $512,695,000 |
$334,000 | $7,460,000 |
$105,000 | $1,601,000 |
| Application Denied By Financial Institution |
6,454 | $1,959,081,000 |
$303,000 | $7,375,000 |
$92,000 | $2,353,000 |
| Application Withdrawn By Applicant |
1,827 | $656,867,000 |
$359,000 | $10,000,000 |
$100,000 | $1,332,000 |
| File Closed For Incompleteness |
820 | $272,247,000 |
$332,000 | $2,020,000 |
$101,000 | $1,995,000 |
| Loan Originated |
5,612 | $2,087,337,000 |
$371,000 | $27,500,000 |
$92,000 | $3,018,000 |
| Loan Purchased By The Institution |
3,172 | $1,641,184,000 |
$517,000 | $29,756,000 |
$40,000 | $1,215,000 |
| Preapproval Approved but not Accepted |
2 | $670,000 |
$335,000 | $525,000 |
$94,000 | $128,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
1,047 | $371,916,000 |
$355,000 | $6,350,000 |
$102,000 | $1,858,000 |
| Credit Application Incomplete |
742 | $233,761,000 |
$315,000 | $1,920,000 |
$113,000 | $2,353,000 |
| Credit History |
1,081 | $207,849,000 |
$192,000 | $5,250,000 |
$82,000 | $1,800,000 |
| Debt-To-Income Ratio |
1,321 | $400,052,000 |
$302,000 | $1,950,000 |
$72,000 | $564,000 |
| Employment History |
34 | $11,331,000 |
$333,000 | $603,000 |
$89,000 | $197,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
71 | $23,126,000 |
$325,000 | $634,000 |
$88,000 | $209,000 |
| Mortgage Insurance Denied |
28 | $8,472,000 |
$302,000 | $645,000 |
$85,000 | $145,000 |
| Other |
626 | $217,143,000 |
$346,000 | $3,000,000 |
$111,000 | $746,000 |
| Unverifiable Information |
239 | $90,141,000 |
$377,000 | $686,000 |
$125,000 | $757,000 |
|
|