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| Location |
Burnett County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,215 |
| Total Amount of All Mortgage Loans Applied For | $159,113,000 |
| Average Mortgage Loan Amount Applied For | $130,000 |
| Highest Mortgage Loan Amount Applied For | $2,600,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,400,000 |
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| Home Improvement |
111 | $9,093,000 |
$81,000 | $2,600,000 |
$80,000 | $636,000 |
| Home Purchase |
295 | $44,231,000 |
$149,000 | $440,000 |
$116,000 | $1,400,000 |
| Refinancing |
809 | $105,789,000 |
$130,000 | $585,000 |
$69,000 | $1,068,000 |
|
| American Indian or Alaskan Native |
13 | $1,349,000 |
$103,000 | $166,000 |
$63,000 | $127,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $978,000 |
$139,000 | $187,000 |
$76,000 | $212,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
76 | $12,023,000 |
$158,000 | $373,000 |
$52,000 | $1,400,000 |
| Not Provided |
134 | $14,647,000 |
$109,000 | $500,000 |
$74,000 | $1,400,000 |
| White |
985 | $130,116,000 |
$132,000 | $2,600,000 |
$85,000 | $1,068,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,066 | $138,884,000 |
$130,000 | $2,600,000 |
$86,000 | $1,400,000 |
| FHA-insured (Federal Housing Administration) |
123 | $16,970,000 |
$137,000 | $275,000 |
$53,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
17 | $1,837,000 |
$108,000 | $205,000 |
$36,000 | $80,000 |
| VA-guaranteed (Veterans Administration) |
9 | $1,422,000 |
$158,000 | $235,000 |
$60,000 | $193,000 |
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| Application Approved But Not Accepted |
77 | $8,156,000 |
$105,000 | $300,000 |
$70,000 | $572,000 |
| Application Denied By Financial Institution |
277 | $35,236,000 |
$127,000 | $2,600,000 |
$65,000 | $420,000 |
| Application Withdrawn By Applicant |
121 | $17,350,000 |
$143,000 | $417,000 |
$74,000 | $540,000 |
| File Closed For Incompleteness |
24 | $2,871,000 |
$119,000 | $279,000 |
$99,000 | $636,000 |
| Loan Originated |
557 | $70,031,000 |
$125,000 | $585,000 |
$95,000 | $1,400,000 |
| Loan Purchased By The Institution |
159 | $25,469,000 |
$160,000 | $484,000 |
$70,000 | $1,400,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
71 | $9,064,000 |
$127,000 | $500,000 |
$79,000 | $420,000 |
| Credit Application Incomplete |
8 | $1,047,000 |
$130,000 | $188,000 |
$62,000 | $160,000 |
| Credit History |
57 | $3,514,000 |
$61,000 | $221,000 |
$46,000 | $120,000 |
| Debt-To-Income Ratio |
38 | $7,850,000 |
$206,000 | $2,600,000 |
$60,000 | $389,000 |
| Employment History |
1 | $151,000 |
$151,000 | $151,000 |
$17,000 | $17,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $639,000 |
$159,000 | $222,000 |
$53,000 | $102,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
18 | $2,145,000 |
$119,000 | $300,000 |
$99,000 | $395,000 |
| Unverifiable Information |
6 | $931,000 |
$155,000 | $348,000 |
$93,000 | $336,000 |
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