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| Location |
Butler County NE
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 409 |
| Total Amount of All Mortgage Loans Applied For | $33,962,000 |
| Average Mortgage Loan Amount Applied For | $83,000 |
| Highest Mortgage Loan Amount Applied For | $416,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $1,046,000 |
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| Home Improvement |
50 | $2,143,000 |
$42,000 | $310,000 |
$74,000 | $1,046,000 |
| Home Purchase |
116 | $9,577,000 |
$82,000 | $274,000 |
$52,000 | $871,000 |
| Refinancing |
243 | $22,242,000 |
$91,000 | $416,000 |
$61,000 | $354,000 |
|
| American Indian or Alaskan Native |
3 | $134,000 |
$44,000 | $82,000 |
$44,000 | $63,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $91,000 |
$91,000 | $91,000 |
$38,000 | $38,000 |
| Hispanic |
5 | $99,000 |
$19,000 | $35,000 |
$26,000 | $37,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $1,878,000 |
$98,000 | $290,000 |
$73,000 | $1,046,000 |
| Not Provided |
36 | $3,555,000 |
$98,000 | $313,000 |
$78,000 | $871,000 |
| White |
345 | $28,205,000 |
$81,000 | $416,000 |
$58,000 | $354,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
355 | $28,527,000 |
$80,000 | $416,000 |
$62,000 | $1,046,000 |
| FHA-insured (Federal Housing Administration) |
39 | $4,283,000 |
$109,000 | $260,000 |
$56,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
14 | $1,067,000 |
$76,000 | $130,000 |
$24,000 | $73,000 |
| VA-guaranteed (Veterans Administration) |
1 | $85,000 |
$85,000 | $85,000 |
$46,000 | $46,000 |
|
| Application Approved But Not Accepted |
24 | $2,290,000 |
$95,000 | $336,000 |
$55,000 | $126,000 |
| Application Denied By Financial Institution |
100 | $8,179,000 |
$81,000 | $313,000 |
$59,000 | $240,000 |
| Application Withdrawn By Applicant |
35 | $3,127,000 |
$89,000 | $259,000 |
$56,000 | $138,000 |
| File Closed For Incompleteness |
7 | $754,000 |
$107,000 | $233,000 |
$62,000 | $120,000 |
| Loan Originated |
200 | $15,267,000 |
$76,000 | $416,000 |
$66,000 | $1,046,000 |
| Loan Purchased By The Institution |
42 | $4,260,000 |
$101,000 | $305,000 |
$41,000 | $122,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $85,000 |
$85,000 | $85,000 |
$46,000 | $46,000 |
|
| Collateral |
26 | $2,495,000 |
$95,000 | $313,000 |
$56,000 | $140,000 |
| Credit Application Incomplete |
1 | $90,000 |
$90,000 | $90,000 |
$30,000 | $30,000 |
| Credit History |
13 | $549,000 |
$42,000 | $92,000 |
$49,000 | $73,000 |
| Debt-To-Income Ratio |
5 | $379,000 |
$75,000 | $126,000 |
$29,000 | $38,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $85,000 |
$85,000 | $85,000 |
$46,000 | $46,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $752,000 |
$107,000 | $165,000 |
$72,000 | $106,000 |
| Unverifiable Information |
3 | $416,000 |
$138,000 | $250,000 |
$73,000 | $96,000 |
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