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| Location |
Calhoun County SC
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 498 |
| Total Amount of All Mortgage Loans Applied For | $59,093,000 |
| Average Mortgage Loan Amount Applied For | $118,000 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $505,000 |
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| Home Improvement |
52 | $2,196,000 |
$42,000 | $307,000 |
$58,000 | $162,000 |
| Home Purchase |
131 | $14,233,000 |
$108,000 | $702,000 |
$54,000 | $505,000 |
| Refinancing |
315 | $42,664,000 |
$135,000 | $3,000,000 |
$62,000 | $396,000 |
|
| American Indian or Alaskan Native |
2 | $252,000 |
$126,000 | $159,000 |
$56,000 | $59,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
118 | $9,784,000 |
$82,000 | $702,000 |
$49,000 | $505,000 |
| Hispanic |
4 | $151,000 |
$37,000 | $52,000 |
$52,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
50 | $7,383,000 |
$147,000 | $751,000 |
$15,000 | $135,000 |
| Not Provided |
60 | $5,564,000 |
$92,000 | $276,000 |
$54,000 | $136,000 |
| White |
264 | $35,959,000 |
$136,000 | $3,000,000 |
$74,000 | $396,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
409 | $46,884,000 |
$114,000 | $3,000,000 |
$64,000 | $505,000 |
| FHA-insured (Federal Housing Administration) |
79 | $11,112,000 |
$140,000 | $276,000 |
$42,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $342,000 |
$114,000 | $186,000 |
$20,000 | $38,000 |
| VA-guaranteed (Veterans Administration) |
7 | $755,000 |
$107,000 | $256,000 |
$34,000 | $125,000 |
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| Application Approved But Not Accepted |
29 | $2,805,000 |
$96,000 | $350,000 |
$56,000 | $140,000 |
| Application Denied By Financial Institution |
163 | $14,593,000 |
$89,000 | $322,000 |
$50,000 | $264,000 |
| Application Withdrawn By Applicant |
37 | $4,043,000 |
$109,000 | $294,000 |
$50,000 | $162,000 |
| File Closed For Incompleteness |
13 | $2,024,000 |
$155,000 | $415,000 |
$87,000 | $396,000 |
| Loan Originated |
185 | $25,270,000 |
$136,000 | $3,000,000 |
$77,000 | $505,000 |
| Loan Purchased By The Institution |
71 | $10,358,000 |
$145,000 | $354,000 |
$37,000 | $315,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
14 | $1,410,000 |
$100,000 | $289,000 |
$90,000 | $264,000 |
| Credit Application Incomplete |
6 | $713,000 |
$118,000 | $224,000 |
$81,000 | $133,000 |
| Credit History |
45 | $2,826,000 |
$62,000 | $265,000 |
$40,000 | $134,000 |
| Debt-To-Income Ratio |
22 | $1,679,000 |
$76,000 | $180,000 |
$41,000 | $123,000 |
| Employment History |
1 | $30,000 |
$30,000 | $30,000 |
$39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
12 | $1,521,000 |
$126,000 | $219,000 |
$37,000 | $68,000 |
| Unverifiable Information |
3 | $423,000 |
$141,000 | $166,000 |
$48,000 | $57,000 |
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