|
| Location |
Calumet County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,459 |
| Total Amount of All Mortgage Loans Applied For | $454,656,000 |
| Average Mortgage Loan Amount Applied For | $131,000 |
| Highest Mortgage Loan Amount Applied For | $2,272,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $1,800,000 |
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| Home Improvement |
280 | $14,256,000 |
$50,000 | $417,000 |
$82,000 | $1,800,000 |
| Home Purchase |
807 | $117,648,000 |
$145,000 | $2,272,000 |
$71,000 | $1,660,000 |
| Refinancing |
2,372 | $322,752,000 |
$136,000 | $1,970,000 |
$73,000 | $1,140,000 |
|
| American Indian or Alaskan Native |
5 | $411,000 |
$82,000 | $107,000 |
$24,000 | $63,000 |
| Asian |
33 | $4,826,000 |
$146,000 | $256,000 |
$63,000 | $246,000 |
| Black or African American |
7 | $783,000 |
$111,000 | $218,000 |
$66,000 | $140,000 |
| Hispanic |
50 | $6,433,000 |
$128,000 | $261,000 |
$60,000 | $114,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $1,074,000 |
$214,000 | $245,000 |
$79,000 | $104,000 |
| Not applicable |
156 | $28,147,000 |
$180,000 | $1,375,000 |
$38,000 | $454,000 |
| Not Provided |
122 | $15,873,000 |
$130,000 | $360,000 |
$84,000 | $1,800,000 |
| White |
3,081 | $397,109,000 |
$128,000 | $2,272,000 |
$75,000 | $1,660,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,003 | $386,943,000 |
$128,000 | $2,272,000 |
$76,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) |
390 | $58,928,000 |
$151,000 | $275,000 |
$56,000 | $1,140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
33 | $3,539,000 |
$107,000 | $182,000 |
$39,000 | $89,000 |
| VA-guaranteed (Veterans Administration) |
33 | $5,246,000 |
$158,000 | $395,000 |
$40,000 | $107,000 |
|
| Application Approved But Not Accepted |
160 | $21,023,000 |
$131,000 | $1,375,000 |
$69,000 | $204,000 |
| Application Denied By Financial Institution |
413 | $50,567,000 |
$122,000 | $417,000 |
$63,000 | $541,000 |
| Application Withdrawn By Applicant |
260 | $36,033,000 |
$138,000 | $599,000 |
$79,000 | $1,140,000 |
| File Closed For Incompleteness |
57 | $7,622,000 |
$133,000 | $405,000 |
$64,000 | $180,000 |
| Loan Originated |
2,123 | $270,980,000 |
$127,000 | $2,272,000 |
$77,000 | $1,800,000 |
| Loan Purchased By The Institution |
446 | $68,431,000 |
$153,000 | $457,000 |
$66,000 | $1,660,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
54 | $7,960,000 |
$147,000 | $417,000 |
$78,000 | $341,000 |
| Credit Application Incomplete |
15 | $1,947,000 |
$129,000 | $261,000 |
$93,000 | $541,000 |
| Credit History |
85 | $7,125,000 |
$83,000 | $282,000 |
$62,000 | $148,000 |
| Debt-To-Income Ratio |
56 | $6,492,000 |
$115,000 | $292,000 |
$47,000 | $100,000 |
| Employment History |
3 | $508,000 |
$169,000 | $177,000 |
$50,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $318,000 |
$159,000 | $191,000 |
$61,000 | $62,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
23 | $3,227,000 |
$140,000 | $280,000 |
$47,000 | $107,000 |
| Unverifiable Information |
8 | $1,244,000 |
$155,000 | $417,000 |
$123,000 | $336,000 |
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