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| Location |
Camden County MO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,749 |
| Total Amount of All Mortgage Loans Applied For | $763,943,000 |
| Average Mortgage Loan Amount Applied For | $203,000 |
| Highest Mortgage Loan Amount Applied For | $2,770,000 |
| Average Applicant Income | $138,000 |
| Highest Applicant Income | $4,518,000 |
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| Home Improvement |
141 | $15,666,000 |
$111,000 | $822,000 |
$98,000 | $671,000 |
| Home Purchase |
1,369 | $261,844,000 |
$191,000 | $2,449,000 |
$155,000 | $4,518,000 |
| Refinancing |
2,239 | $486,433,000 |
$217,000 | $2,770,000 |
$130,000 | $4,500,000 |
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| American Indian or Alaskan Native |
7 | $982,000 |
$140,000 | $225,000 |
$114,000 | $226,000 |
| Asian |
14 | $1,906,000 |
$136,000 | $265,000 |
$141,000 | $300,000 |
| Black or African American |
18 | $2,909,000 |
$161,000 | $344,000 |
$142,000 | $348,000 |
| Hispanic |
41 | $6,575,000 |
$160,000 | $800,000 |
$107,000 | $400,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $181,000 |
$90,000 | $152,000 |
$40,000 | $41,000 |
| Not applicable |
320 | $85,645,000 |
$267,000 | $2,624,000 |
$74,000 | $4,518,000 |
| Not Provided |
378 | $71,666,000 |
$189,000 | $2,635,000 |
$146,000 | $4,211,000 |
| White |
2,969 | $594,079,000 |
$200,000 | $2,770,000 |
$144,000 | $4,518,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,339 | $708,590,000 |
$212,000 | $2,770,000 |
$149,000 | $4,518,000 |
| FHA-insured (Federal Housing Administration) |
344 | $47,702,000 |
$138,000 | $289,000 |
$49,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
47 | $5,396,000 |
$114,000 | $177,000 |
$30,000 | $72,000 |
| VA-guaranteed (Veterans Administration) |
19 | $2,255,000 |
$118,000 | $191,000 |
$50,000 | $93,000 |
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| Application Approved But Not Accepted |
203 | $37,902,000 |
$186,000 | $1,650,000 |
$139,000 | $4,211,000 |
| Application Denied By Financial Institution |
660 | $139,238,000 |
$210,000 | $2,770,000 |
$127,000 | $4,518,000 |
| Application Withdrawn By Applicant |
349 | $63,572,000 |
$182,000 | $1,800,000 |
$134,000 | $4,500,000 |
| File Closed For Incompleteness |
97 | $23,051,000 |
$237,000 | $1,745,000 |
$137,000 | $840,000 |
| Loan Originated |
1,895 | $394,082,000 |
$207,000 | $2,625,000 |
$152,000 | $3,214,000 |
| Loan Purchased By The Institution |
544 | $105,992,000 |
$194,000 | $2,635,000 |
$101,000 | $4,518,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $106,000 |
$106,000 | $106,000 |
$180,000 | $180,000 |
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| Collateral |
127 | $24,113,000 |
$189,000 | $1,500,000 |
$133,000 | $817,000 |
| Credit Application Incomplete |
41 | $7,956,000 |
$194,000 | $1,467,000 |
$109,000 | $304,000 |
| Credit History |
69 | $17,838,000 |
$258,000 | $2,770,000 |
$119,000 | $888,000 |
| Debt-To-Income Ratio |
78 | $18,956,000 |
$243,000 | $1,745,000 |
$107,000 | $1,420,000 |
| Employment History |
9 | $1,376,000 |
$152,000 | $293,000 |
$84,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $753,000 |
$251,000 | $417,000 |
$743,000 | $1,991,000 |
| Mortgage Insurance Denied |
2 | $203,000 |
$101,000 | $131,000 |
$42,000 | $55,000 |
| Other |
60 | $16,436,000 |
$273,000 | $1,860,000 |
$295,000 | $4,518,000 |
| Unverifiable Information |
25 | $14,723,000 |
$588,000 | $2,770,000 |
$304,000 | $1,337,000 |
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