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| Location |
Canadian County OK
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 8,307 |
| Total Amount of All Mortgage Loans Applied For | $1,002,912,000 |
| Average Mortgage Loan Amount Applied For | $120,000 |
| Highest Mortgage Loan Amount Applied For | $1,800,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $2,033,000 |
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| Home Improvement |
813 | $29,506,000 |
$36,000 | $377,000 |
$68,000 | $598,000 |
| Home Purchase |
3,927 | $515,297,000 |
$131,000 | $759,000 |
$68,000 | $1,665,000 |
| Refinancing |
3,567 | $458,109,000 |
$128,000 | $1,800,000 |
$74,000 | $2,033,000 |
|
| American Indian or Alaskan Native |
159 | $16,551,000 |
$104,000 | $331,000 |
$63,000 | $198,000 |
| Asian |
187 | $24,776,000 |
$132,000 | $418,000 |
$82,000 | $521,000 |
| Black or African American |
126 | $17,955,000 |
$142,000 | $440,000 |
$69,000 | $643,000 |
| Hispanic |
280 | $33,402,000 |
$119,000 | $530,000 |
$67,000 | $603,000 |
| Native Hawaiin or Other Pacific Islander |
26 | $1,952,000 |
$75,000 | $255,000 |
$73,000 | $132,000 |
| Not applicable |
699 | $98,014,000 |
$140,000 | $1,800,000 |
$35,000 | $2,033,000 |
| Not Provided |
654 | $75,076,000 |
$114,000 | $500,000 |
$69,000 | $900,000 |
| White |
6,176 | $735,186,000 |
$119,000 | $1,200,000 |
$74,000 | $1,247,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5,487 | $620,854,000 |
$113,000 | $1,800,000 |
$77,000 | $2,033,000 |
| FHA-insured (Federal Housing Administration) |
2,513 | $333,813,000 |
$132,000 | $276,000 |
$57,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
7 | $975,000 |
$139,000 | $199,000 |
$36,000 | $68,000 |
| VA-guaranteed (Veterans Administration) |
300 | $47,270,000 |
$157,000 | $413,000 |
$53,000 | $162,000 |
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| Application Approved But Not Accepted |
310 | $33,569,000 |
$108,000 | $530,000 |
$71,000 | $271,000 |
| Application Denied By Financial Institution |
1,570 | $174,070,000 |
$110,000 | $1,800,000 |
$70,000 | $928,000 |
| Application Withdrawn By Applicant |
700 | $87,408,000 |
$124,000 | $1,200,000 |
$75,000 | $1,247,000 |
| File Closed For Incompleteness |
121 | $18,834,000 |
$155,000 | $1,200,000 |
$88,000 | $1,247,000 |
| Loan Originated |
3,953 | $460,051,000 |
$116,000 | $1,445,000 |
$76,000 | $2,033,000 |
| Loan Purchased By The Institution |
1,652 | $228,970,000 |
$138,000 | $417,000 |
$54,000 | $581,000 |
| Preapproval Approved but not Accepted |
1 | $10,000 |
$10,000 | $10,000 |
$91,000 | $91,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
210 | $25,375,000 |
$120,000 | $367,000 |
$95,000 | $928,000 |
| Credit Application Incomplete |
100 | $13,393,000 |
$133,000 | $433,000 |
$80,000 | $529,000 |
| Credit History |
315 | $24,209,000 |
$76,000 | $792,000 |
$65,000 | $900,000 |
| Debt-To-Income Ratio |
166 | $20,157,000 |
$121,000 | $830,000 |
$56,000 | $643,000 |
| Employment History |
14 | $1,735,000 |
$123,000 | $349,000 |
$64,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
17 | $1,675,000 |
$98,000 | $218,000 |
$56,000 | $118,000 |
| Mortgage Insurance Denied |
4 | $655,000 |
$163,000 | $387,000 |
$55,000 | $110,000 |
| Other |
80 | $10,938,000 |
$136,000 | $650,000 |
$76,000 | $399,000 |
| Unverifiable Information |
36 | $5,878,000 |
$163,000 | $410,000 |
$81,000 | $284,000 |
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