|
| Location |
Carroll County NH
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,624 |
| Total Amount of All Mortgage Loans Applied For | $680,803,000 |
| Average Mortgage Loan Amount Applied For | $187,000 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $3,695,000 |
|
|
|
| Home Improvement |
348 | $29,659,000 |
$85,000 | $2,000,000 |
$81,000 | $3,695,000 |
| Home Purchase |
955 | $191,641,000 |
$200,000 | $2,000,000 |
$117,000 | $1,737,000 |
| Refinancing |
2,321 | $459,503,000 |
$197,000 | $2,500,000 |
$92,000 | $3,496,000 |
|
| American Indian or Alaskan Native |
19 | $3,278,000 |
$172,000 | $417,000 |
$125,000 | $830,000 |
| Asian |
10 | $3,264,000 |
$326,000 | $1,150,000 |
$166,000 | $692,000 |
| Black or African American |
5 | $1,068,000 |
$213,000 | $243,000 |
$82,000 | $90,000 |
| Hispanic |
19 | $3,132,000 |
$164,000 | $300,000 |
$67,000 | $127,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $209,000 |
$209,000 | $209,000 |
$41,000 | $41,000 |
| Not applicable |
304 | $66,619,000 |
$219,000 | $1,150,000 |
$20,000 | $1,000,000 |
| Not Provided |
499 | $98,491,000 |
$197,000 | $2,010,000 |
$116,000 | $3,496,000 |
| White |
2,767 | $504,742,000 |
$182,000 | $2,500,000 |
$102,000 | $3,695,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,222 | $608,731,000 |
$188,000 | $2,500,000 |
$102,000 | $3,695,000 |
| FHA-insured (Federal Housing Administration) |
333 | $60,814,000 |
$182,000 | $451,000 |
$60,000 | $249,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
36 | $5,042,000 |
$140,000 | $245,000 |
$31,000 | $73,000 |
| VA-guaranteed (Veterans Administration) |
33 | $6,216,000 |
$188,000 | $294,000 |
$49,000 | $129,000 |
|
| Application Approved But Not Accepted |
261 | $50,231,000 |
$192,000 | $2,000,000 |
$104,000 | $1,000,000 |
| Application Denied By Financial Institution |
829 | $137,644,000 |
$166,000 | $1,050,000 |
$82,000 | $840,000 |
| Application Withdrawn By Applicant |
333 | $62,110,000 |
$186,000 | $1,000,000 |
$90,000 | $1,200,000 |
| File Closed For Incompleteness |
68 | $13,102,000 |
$192,000 | $1,000,000 |
$109,000 | $700,000 |
| Loan Originated |
1,559 | $296,708,000 |
$190,000 | $2,500,000 |
$121,000 | $3,695,000 |
| Loan Purchased By The Institution |
574 | $121,008,000 |
$210,000 | $1,590,000 |
$55,000 | $1,685,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
148 | $28,746,000 |
$194,000 | $660,000 |
$117,000 | $840,000 |
| Credit Application Incomplete |
38 | $6,888,000 |
$181,000 | $1,050,000 |
$106,000 | $540,000 |
| Credit History |
127 | $13,916,000 |
$109,000 | $280,000 |
$64,000 | $249,000 |
| Debt-To-Income Ratio |
121 | $21,688,000 |
$179,000 | $1,020,000 |
$64,000 | $350,000 |
| Employment History |
10 | $1,103,000 |
$110,000 | $225,000 |
$72,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
7 | $1,671,000 |
$238,000 | $417,000 |
$94,000 | $226,000 |
| Mortgage Insurance Denied |
1 | $285,000 |
$285,000 | $285,000 |
$133,000 | $133,000 |
| Other |
46 | $8,712,000 |
$189,000 | $490,000 |
$113,000 | $518,000 |
| Unverifiable Information |
22 | $3,773,000 |
$171,000 | $417,000 |
$112,000 | $437,000 |
|
|