|
| Location |
Carver County MN
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 8,257 |
| Total Amount of All Mortgage Loans Applied For | $1,946,801,000 |
| Average Mortgage Loan Amount Applied For | $235,000 |
| Highest Mortgage Loan Amount Applied For | $3,250,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $3,600,000 |
|
|
|
| Home Improvement |
209 | $22,379,000 |
$107,000 | $1,595,000 |
$89,000 | $414,000 |
| Home Purchase |
2,011 | $483,840,000 |
$240,000 | $3,120,000 |
$97,000 | $3,600,000 |
| Refinancing |
6,037 | $1,440,582,000 |
$238,000 | $3,250,000 |
$106,000 | $1,973,000 |
|
| American Indian or Alaskan Native |
12 | $2,169,000 |
$180,000 | $578,000 |
$95,000 | $252,000 |
| Asian |
147 | $34,904,000 |
$237,000 | $819,000 |
$103,000 | $425,000 |
| Black or African American |
32 | $8,344,000 |
$260,000 | $460,000 |
$128,000 | $327,000 |
| Hispanic |
69 | $14,840,000 |
$215,000 | $422,000 |
$98,000 | $415,000 |
| Native Hawaiin or Other Pacific Islander |
11 | $2,412,000 |
$219,000 | $416,000 |
$91,000 | $162,000 |
| Not applicable |
643 | $161,893,000 |
$251,000 | $3,250,000 |
$8,000 | $305,000 |
| Not Provided |
737 | $171,963,000 |
$233,000 | $1,330,000 |
$112,000 | $1,973,000 |
| White |
6,606 | $1,550,276,000 |
$234,000 | $1,486,000 |
$112,000 | $3,600,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
6,584 | $1,581,201,000 |
$240,000 | $3,250,000 |
$113,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) |
1,449 | $314,360,000 |
$216,000 | $468,000 |
$65,000 | $783,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
76 | $13,055,000 |
$171,000 | $338,000 |
$48,000 | $103,000 |
| VA-guaranteed (Veterans Administration) |
148 | $38,185,000 |
$258,000 | $723,000 |
$62,000 | $300,000 |
|
| Application Approved But Not Accepted |
317 | $79,468,000 |
$250,000 | $1,403,000 |
$125,000 | $1,500,000 |
| Application Denied By Financial Institution |
893 | $207,271,000 |
$232,000 | $1,394,000 |
$100,000 | $997,000 |
| Application Withdrawn By Applicant |
738 | $175,713,000 |
$238,000 | $1,470,000 |
$112,000 | $3,600,000 |
| File Closed For Incompleteness |
182 | $41,567,000 |
$228,000 | $872,000 |
$106,000 | $900,000 |
| Loan Originated |
4,344 | $1,014,059,000 |
$233,000 | $3,250,000 |
$114,000 | $1,973,000 |
| Loan Purchased By The Institution |
1,783 | $428,723,000 |
$240,000 | $1,595,000 |
$71,000 | $881,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
220 | $57,020,000 |
$259,000 | $1,330,000 |
$128,000 | $759,000 |
| Credit Application Incomplete |
79 | $21,487,000 |
$271,000 | $960,000 |
$121,000 | $997,000 |
| Credit History |
81 | $15,111,000 |
$186,000 | $510,000 |
$84,000 | $720,000 |
| Debt-To-Income Ratio |
153 | $37,457,000 |
$244,000 | $1,394,000 |
$70,000 | $430,000 |
| Employment History |
24 | $5,331,000 |
$222,000 | $412,000 |
$106,000 | $479,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
9 | $2,944,000 |
$327,000 | $790,000 |
$123,000 | $359,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
157 | $31,560,000 |
$201,000 | $630,000 |
$102,000 | $576,000 |
| Unverifiable Information |
17 | $3,830,000 |
$225,000 | $400,000 |
$81,000 | $350,000 |
|
|