|
| Location |
Cass County MO
• Apply Here |
| Year | 2004 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 13,223 |
| Total Amount of All Mortgage Loans Applied For | $1,571,177,000 |
| Average Mortgage Loan Amount Applied For | $118,000 |
| Highest Mortgage Loan Amount Applied For | $4,000,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $1,662,000 |
|
|
|
| Home Improvement |
651 | $30,841,000 |
$47,000 | $600,000 |
$66,000 | $1,176,000 |
| Home Purchase |
4,572 | $546,704,000 |
$119,000 | $4,000,000 |
$56,000 | $1,163,000 |
| Refinancing |
8,000 | $993,632,000 |
$124,000 | $3,141,000 |
$61,000 | $1,662,000 |
|
| American Indian or Alaskan Native |
65 | $6,442,000 |
$99,000 | $300,000 |
$65,000 | $240,000 |
| Asian |
46 | $6,593,000 |
$143,000 | $334,000 |
$91,000 | $960,000 |
| Black or African American |
379 | $51,505,000 |
$135,000 | $616,000 |
$74,000 | $1,500,000 |
| Hispanic |
195 | $22,028,000 |
$112,000 | $700,000 |
$55,000 | $311,000 |
| Native Hawaiin or Other Pacific Islander |
23 | $2,835,000 |
$123,000 | $202,000 |
$71,000 | $288,000 |
| Not applicable |
1,159 | $134,122,000 |
$115,000 | $914,000 |
$14,000 | $311,000 |
| Not Provided |
1,935 | $227,249,000 |
$117,000 | $1,110,000 |
$59,000 | $1,662,000 |
| White |
9,421 | $1,120,403,000 |
$118,000 | $4,000,000 |
$63,000 | $1,307,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
11,936 | $1,415,359,000 |
$118,000 | $4,000,000 |
$63,000 | $1,662,000 |
| FHA-insured (Federal Housing Administration) |
989 | $116,113,000 |
$117,000 | $300,000 |
$35,000 | $636,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $1,187,000 |
$107,000 | $132,000 |
$27,000 | $56,000 |
| VA-guaranteed (Veterans Administration) |
287 | $38,518,000 |
$134,000 | $245,000 |
$33,000 | $130,000 |
|
| Application Approved But Not Accepted |
808 | $91,923,000 |
$113,000 | $649,000 |
$62,000 | $500,000 |
| Application Denied By Financial Institution |
2,321 | $254,179,000 |
$109,000 | $1,170,000 |
$58,000 | $1,296,000 |
| Application Withdrawn By Applicant |
1,521 | $180,118,000 |
$118,000 | $1,110,000 |
$63,000 | $1,662,000 |
| File Closed For Incompleteness |
444 | $58,129,000 |
$130,000 | $1,170,000 |
$67,000 | $984,000 |
| Loan Originated |
5,804 | $707,145,000 |
$121,000 | $4,000,000 |
$66,000 | $1,500,000 |
| Loan Purchased By The Institution |
2,325 | $279,683,000 |
$120,000 | $999,000 |
$35,000 | $868,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
225 | $28,910,000 |
$128,000 | $1,000,000 |
$77,000 | $868,000 |
| Credit Application Incomplete |
153 | $19,825,000 |
$129,000 | $950,000 |
$66,000 | $400,000 |
| Credit History |
557 | $55,613,000 |
$99,000 | $1,170,000 |
$55,000 | $500,000 |
| Debt-To-Income Ratio |
185 | $20,859,000 |
$112,000 | $365,000 |
$46,000 | $240,000 |
| Employment History |
22 | $1,971,000 |
$89,000 | $177,000 |
$46,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
27 | $3,177,000 |
$117,000 | $250,000 |
$76,000 | $222,000 |
| Mortgage Insurance Denied |
1 | $98,000 |
$98,000 | $98,000 |
$52,000 | $52,000 |
| Other |
641 | $73,662,000 |
$114,000 | $914,000 |
$61,000 | $1,296,000 |
| Unverifiable Information |
38 | $4,538,000 |
$119,000 | $660,000 |
$56,000 | $186,000 |
|
|