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| Location |
Cass County MO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 7,337 |
| Total Amount of All Mortgage Loans Applied For | $1,095,602,000 |
| Average Mortgage Loan Amount Applied For | $149,000 |
| Highest Mortgage Loan Amount Applied For | $3,150,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $3,480,000 |
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| Home Improvement |
504 | $29,798,000 |
$59,000 | $460,000 |
$70,000 | $550,000 |
| Home Purchase |
2,483 | $357,106,000 |
$143,000 | $1,100,000 |
$67,000 | $3,480,000 |
| Refinancing |
4,350 | $708,698,000 |
$162,000 | $3,150,000 |
$68,000 | $1,313,000 |
|
| American Indian or Alaskan Native |
34 | $3,652,000 |
$107,000 | $356,000 |
$86,000 | $1,112,000 |
| Asian |
24 | $4,385,000 |
$182,000 | $382,000 |
$95,000 | $303,000 |
| Black or African American |
208 | $39,563,000 |
$190,000 | $839,000 |
$74,000 | $794,000 |
| Hispanic |
139 | $17,953,000 |
$129,000 | $729,000 |
$56,000 | $413,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $783,000 |
$87,000 | $196,000 |
$50,000 | $83,000 |
| Not applicable |
749 | $118,818,000 |
$158,000 | $3,150,000 |
$22,000 | $323,000 |
| Not Provided |
632 | $93,547,000 |
$148,000 | $1,000,000 |
$71,000 | $1,032,000 |
| White |
5,542 | $816,901,000 |
$147,000 | $3,050,000 |
$73,000 | $3,480,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,829 | $726,672,000 |
$150,000 | $3,150,000 |
$76,000 | $3,480,000 |
| FHA-insured (Federal Housing Administration) |
2,219 | $325,134,000 |
$146,000 | $420,000 |
$54,000 | $1,164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
77 | $9,552,000 |
$124,000 | $194,000 |
$28,000 | $75,000 |
| VA-guaranteed (Veterans Administration) |
212 | $34,244,000 |
$161,000 | $377,000 |
$40,000 | $131,000 |
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| Application Approved But Not Accepted |
385 | $54,729,000 |
$142,000 | $1,650,000 |
$85,000 | $3,480,000 |
| Application Denied By Financial Institution |
1,458 | $203,790,000 |
$139,000 | $3,150,000 |
$70,000 | $1,112,000 |
| Application Withdrawn By Applicant |
708 | $115,345,000 |
$162,000 | $3,050,000 |
$75,000 | $1,164,000 |
| File Closed For Incompleteness |
172 | $27,030,000 |
$157,000 | $839,000 |
$77,000 | $336,000 |
| Loan Originated |
3,126 | $464,514,000 |
$148,000 | $2,560,000 |
$73,000 | $1,313,000 |
| Loan Purchased By The Institution |
1,488 | $230,194,000 |
$154,000 | $666,000 |
$45,000 | $502,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
255 | $39,805,000 |
$156,000 | $447,000 |
$82,000 | $624,000 |
| Credit Application Incomplete |
63 | $9,606,000 |
$152,000 | $395,000 |
$85,000 | $794,000 |
| Credit History |
241 | $21,615,000 |
$89,000 | $468,000 |
$62,000 | $550,000 |
| Debt-To-Income Ratio |
159 | $24,281,000 |
$152,000 | $960,000 |
$57,000 | $1,112,000 |
| Employment History |
10 | $1,402,000 |
$140,000 | $231,000 |
$74,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
11 | $1,621,000 |
$147,000 | $245,000 |
$45,000 | $127,000 |
| Mortgage Insurance Denied |
6 | $1,114,000 |
$185,000 | $346,000 |
$79,000 | $111,000 |
| Other |
73 | $11,832,000 |
$162,000 | $729,000 |
$79,000 | $310,000 |
| Unverifiable Information |
32 | $5,006,000 |
$156,000 | $390,000 |
$83,000 | $244,000 |
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