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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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Cavalier County ND
Mortgage Loan Application
Totals and Details
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| Location |
Cavalier County ND
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 101 |
| Total Amount of All Mortgage Loans Applied For | $5,739,000 |
| Average Mortgage Loan Amount Applied For | $56,000 |
| Highest Mortgage Loan Amount Applied For | $144,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $180,000 |
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| Home Improvement |
13 | $343,000 |
$26,000 | $67,000 |
$49,000 | $82,000 |
| Home Purchase |
43 | $2,521,000 |
$58,000 | $144,000 |
$50,000 | $144,000 |
| Refinancing |
45 | $2,875,000 |
$63,000 | $120,000 |
$51,000 | $180,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $75,000 |
$75,000 | $75,000 |
$40,000 | $40,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $333,000 |
$55,000 | $79,000 |
$19,000 | $53,000 |
| Not Provided |
11 | $746,000 |
$67,000 | $110,000 |
$64,000 | $180,000 |
| White |
83 | $4,585,000 |
$55,000 | $144,000 |
$51,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
91 | $5,137,000 |
$56,000 | $144,000 |
$53,000 | $180,000 |
| FHA-insured (Federal Housing Administration) |
10 | $602,000 |
$60,000 | $77,000 |
$27,000 | $58,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $396,000 |
$49,000 | $110,000 |
$48,000 | $81,000 |
| Application Denied By Financial Institution |
15 | $795,000 |
$53,000 | $120,000 |
$57,000 | $124,000 |
| Application Withdrawn By Applicant |
10 | $544,000 |
$54,000 | $83,000 |
$34,000 | $89,000 |
| File Closed For Incompleteness |
3 | $268,000 |
$89,000 | $95,000 |
$43,000 | $44,000 |
| Loan Originated |
53 | $2,952,000 |
$55,000 | $144,000 |
$52,000 | $180,000 |
| Loan Purchased By The Institution |
12 | $784,000 |
$65,000 | $112,000 |
$51,000 | $144,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $78,000 |
$39,000 | $48,000 |
$59,000 | $67,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $332,000 |
$66,000 | $120,000 |
$64,000 | $124,000 |
| Debt-To-Income Ratio |
2 | $86,000 |
$43,000 | $82,000 |
$41,000 | $48,000 |
| Employment History |
1 | $68,000 |
$68,000 | $68,000 |
$24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $18,000 |
$18,000 | $18,000 |
$100,000 | $100,000 |
| Unverifiable Information |
1 | $18,000 |
$18,000 | $18,000 |
$60,000 | $60,000 |
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Mortgage Companies for
Cavalier County ND in 2007
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