|
| Location |
Claiborne Parish LA
• Apply Here |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 703 |
| Total Amount of All Mortgage Loans Applied For | $43,405,000 |
| Average Mortgage Loan Amount Applied For | $61,000 |
| Highest Mortgage Loan Amount Applied For | $405,000 |
| Average Applicant Income | $51,000 |
| Highest Applicant Income | $720,000 |
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| Home Improvement (one-to-four family) |
60 | $1,212,000 |
$20,000 | $79,000 |
$42,000 | $260,000 |
| Home Purchase (one-to-four family) |
224 | $11,081,000 |
$49,000 | $275,000 |
$45,000 | $720,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
419 | $31,112,000 |
$74,000 | $405,000 |
$55,000 | $420,000 |
|
| American Indian or Alaskan Native |
1 | $100,000 |
$100,000 | $100,000 |
$115,000 | $115,000 |
| Asian or Pacific Islander |
3 | $196,000 |
$65,000 | $72,000 |
$95,000 | $155,000 |
| Black |
146 | $5,402,000 |
$37,000 | $120,000 |
$37,000 | $167,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
106 | $6,484,000 |
$61,000 | $249,000 |
$48,000 | $150,000 |
| Not applicable |
45 | $3,396,000 |
$75,000 | $188,000 |
$12,000 | $107,000 |
| Other |
7 | $587,000 |
$83,000 | $160,000 |
$62,000 | $100,000 |
| White |
395 | $27,240,000 |
$68,000 | $405,000 |
$60,000 | $720,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
678 | $41,743,000 |
$61,000 | $405,000 |
$52,000 | $720,000 |
| FHA-insured (Federal Housing Administration) |
19 | $1,088,000 |
$57,000 | $115,000 |
$27,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $264,000 |
$88,000 | $152,000 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $310,000 |
$103,000 | $182,000 |
$18,000 | $56,000 |
|
| Application Approved But Not Accepted |
62 | $2,826,000 |
$45,000 | $148,000 |
$48,000 | $150,000 |
| Application Denied By Financial Institution |
188 | $8,652,000 |
$46,000 | $249,000 |
$39,000 | $167,000 |
| Application Withdrawn By Applicant |
57 | $4,222,000 |
$74,000 | $257,000 |
$54,000 | $392,000 |
| File Closed For Incompleteness |
11 | $789,000 |
$71,000 | $108,000 |
$126,000 | $720,000 |
| Loan Originated |
305 | $20,103,000 |
$65,000 | $405,000 |
$58,000 | $420,000 |
| Loan Purchased By The Institution |
80 | $6,813,000 |
$85,000 | $275,000 |
$38,000 | $150,000 |
|
| Collateral |
21 | $1,438,000 |
$68,000 | $239,000 |
$51,000 | $154,000 |
| Credit Application Incomplete |
10 | $762,000 |
$76,000 | $125,000 |
$34,000 | $70,000 |
| Credit History |
65 | $2,482,000 |
$38,000 | $131,000 |
$38,000 | $167,000 |
| Debt-To-Income Ratio |
9 | $363,000 |
$40,000 | $72,000 |
$53,000 | $155,000 |
| Employment History |
1 | $65,000 |
$65,000 | $65,000 |
$44,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
24 | $1,268,000 |
$52,000 | $249,000 |
$48,000 | $106,000 |
| Unverifiable Information |
2 | $79,000 |
$39,000 | $46,000 |
$12,000 | $24,000 |
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