|
| Location |
Claiborne Parish LA
• Apply Here |
| Year | 2004 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 773 |
| Total Amount of All Mortgage Loans Applied For | $50,305,000 |
| Average Mortgage Loan Amount Applied For | $65,000 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $2,000,000 |
|
|
|
| Home Improvement |
91 | $2,136,000 |
$23,000 | $105,000 |
$40,000 | $216,000 |
| Home Purchase |
299 | $19,163,000 |
$64,000 | $332,000 |
$58,000 | $2,000,000 |
| Refinancing |
383 | $29,006,000 |
$75,000 | $650,000 |
$55,000 | $756,000 |
|
| American Indian or Alaskan Native |
5 | $329,000 |
$65,000 | $81,000 |
$49,000 | $61,000 |
| Asian |
7 | $417,000 |
$59,000 | $110,000 |
$47,000 | $70,000 |
| Black or African American |
172 | $6,972,000 |
$40,000 | $165,000 |
$44,000 | $756,000 |
| Hispanic |
12 | $720,000 |
$60,000 | $142,000 |
$36,000 | $58,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
74 | $6,709,000 |
$90,000 | $650,000 |
$12,000 | $100,000 |
| Not Provided |
95 | $5,731,000 |
$60,000 | $230,000 |
$51,000 | $301,000 |
| White |
408 | $29,427,000 |
$72,000 | $650,000 |
$67,000 | $2,000,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
747 | $48,231,000 |
$64,000 | $650,000 |
$55,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) |
21 | $1,738,000 |
$82,000 | $142,000 |
$40,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $118,000 |
$59,000 | $59,000 |
$20,000 | $40,000 |
| VA-guaranteed (Veterans Administration) |
3 | $218,000 |
$72,000 | $87,000 |
$17,000 | $52,000 |
|
| Application Approved But Not Accepted |
77 | $4,443,000 |
$57,000 | $276,000 |
$48,000 | $129,000 |
| Application Denied By Financial Institution |
230 | $12,078,000 |
$52,000 | $313,000 |
$58,000 | $877,000 |
| Application Withdrawn By Applicant |
81 | $6,032,000 |
$74,000 | $232,000 |
$52,000 | $190,000 |
| File Closed For Incompleteness |
11 | $1,079,000 |
$98,000 | $225,000 |
$58,000 | $120,000 |
| Loan Originated |
282 | $18,578,000 |
$65,000 | $650,000 |
$62,000 | $2,000,000 |
| Loan Purchased By The Institution |
92 | $8,095,000 |
$87,000 | $650,000 |
$26,000 | $125,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
21 | $1,131,000 |
$53,000 | $140,000 |
$45,000 | $112,000 |
| Credit Application Incomplete |
9 | $618,000 |
$68,000 | $206,000 |
$47,000 | $107,000 |
| Credit History |
95 | $4,287,000 |
$45,000 | $193,000 |
$70,000 | $756,000 |
| Debt-To-Income Ratio |
14 | $693,000 |
$49,000 | $180,000 |
$35,000 | $69,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $73,000 |
$36,000 | $43,000 |
$43,000 | $65,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
41 | $2,205,000 |
$53,000 | $120,000 |
$87,000 | $877,000 |
| Unverifiable Information |
2 | $445,000 |
$222,000 | $305,000 |
$114,000 | $168,000 |
|
|