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| Location |
Clear Creek County CO
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 799 |
| Total Amount of All Mortgage Loans Applied For | $189,767,000 |
| Average Mortgage Loan Amount Applied For | $237,000 |
| Highest Mortgage Loan Amount Applied For | $2,250,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $1,633,000 |
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| Home Improvement |
63 | $8,072,000 |
$128,000 | $417,000 |
$97,000 | $349,000 |
| Home Purchase |
260 | $58,922,000 |
$226,000 | $1,280,000 |
$110,000 | $1,264,000 |
| Refinancing |
476 | $122,773,000 |
$257,000 | $2,250,000 |
$101,000 | $1,633,000 |
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| American Indian or Alaskan Native |
1 | $200,000 |
$200,000 | $200,000 |
$42,000 | $42,000 |
| Asian |
1 | $146,000 |
$146,000 | $146,000 |
$137,000 | $137,000 |
| Black or African American |
2 | $556,000 |
$278,000 | $290,000 |
$148,000 | $173,000 |
| Hispanic |
8 | $1,763,000 |
$220,000 | $417,000 |
$121,000 | $270,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $811,000 |
$270,000 | $309,000 |
$113,000 | $121,000 |
| Not applicable |
74 | $16,959,000 |
$229,000 | $922,000 |
$18,000 | $196,000 |
| Not Provided |
90 | $18,525,000 |
$205,000 | $1,280,000 |
$115,000 | $1,036,000 |
| White |
620 | $150,807,000 |
$243,000 | $2,250,000 |
$112,000 | $1,633,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
651 | $159,061,000 |
$244,000 | $2,250,000 |
$112,000 | $1,633,000 |
| FHA-insured (Federal Housing Administration) |
133 | $27,209,000 |
$204,000 | $413,000 |
$67,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $158,000 |
$158,000 | $158,000 |
$53,000 | $53,000 |
| VA-guaranteed (Veterans Administration) |
14 | $3,339,000 |
$238,000 | $393,000 |
$58,000 | $123,000 |
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| Application Approved But Not Accepted |
59 | $12,342,000 |
$209,000 | $700,000 |
$84,000 | $250,000 |
| Application Denied By Financial Institution |
126 | $32,963,000 |
$261,000 | $2,250,000 |
$110,000 | $520,000 |
| Application Withdrawn By Applicant |
84 | $20,251,000 |
$241,000 | $1,735,000 |
$111,000 | $1,036,000 |
| File Closed For Incompleteness |
15 | $3,487,000 |
$232,000 | $500,000 |
$108,000 | $370,000 |
| Loan Originated |
369 | $83,975,000 |
$227,000 | $1,000,000 |
$117,000 | $1,264,000 |
| Loan Purchased By The Institution |
146 | $36,749,000 |
$251,000 | $2,066,000 |
$69,000 | $1,633,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
25 | $6,726,000 |
$269,000 | $1,280,000 |
$103,000 | $416,000 |
| Credit Application Incomplete |
17 | $5,043,000 |
$296,000 | $840,000 |
$125,000 | $462,000 |
| Credit History |
21 | $3,215,000 |
$153,000 | $392,000 |
$95,000 | $349,000 |
| Debt-To-Income Ratio |
13 | $3,122,000 |
$240,000 | $566,000 |
$82,000 | $200,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $2,250,000 |
$2,250,000 | $2,250,000 |
$520,000 | $520,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
10 | $3,635,000 |
$363,000 | $1,028,000 |
$173,000 | $384,000 |
| Unverifiable Information |
2 | $657,000 |
$328,000 | $400,000 |
$91,000 | $104,000 |
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