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| Location |
Coffey County KS
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 360 |
| Total Amount of All Mortgage Loans Applied For | $31,342,000 |
| Average Mortgage Loan Amount Applied For | $87,000 |
| Highest Mortgage Loan Amount Applied For | $404,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $630,000 |
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| Home Improvement |
62 | $1,822,000 |
$29,000 | $300,000 |
$85,000 | $592,000 |
| Home Purchase |
101 | $9,318,000 |
$92,000 | $280,000 |
$60,000 | $630,000 |
| Refinancing |
197 | $20,202,000 |
$102,000 | $404,000 |
$63,000 | $294,000 |
|
| American Indian or Alaskan Native |
2 | $73,000 |
$36,000 | $70,000 |
$53,000 | $68,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $155,000 |
$51,000 | $55,000 |
$74,000 | $88,000 |
| Hispanic |
1 | $26,000 |
$26,000 | $26,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $1,793,000 |
$81,000 | $175,000 |
$12,000 | $96,000 |
| Not Provided |
29 | $2,214,000 |
$76,000 | $280,000 |
$88,000 | $630,000 |
| White |
303 | $27,081,000 |
$89,000 | $404,000 |
$68,000 | $592,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
285 | $22,683,000 |
$79,000 | $404,000 |
$70,000 | $630,000 |
| FHA-insured (Federal Housing Administration) |
60 | $7,093,000 |
$118,000 | $241,000 |
$56,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
10 | $808,000 |
$80,000 | $155,000 |
$32,000 | $65,000 |
| VA-guaranteed (Veterans Administration) |
5 | $758,000 |
$151,000 | $239,000 |
$24,000 | $69,000 |
|
| Application Approved But Not Accepted |
15 | $918,000 |
$61,000 | $216,000 |
$79,000 | $144,000 |
| Application Denied By Financial Institution |
89 | $7,640,000 |
$85,000 | $404,000 |
$74,000 | $592,000 |
| Application Withdrawn By Applicant |
44 | $5,065,000 |
$115,000 | $300,000 |
$75,000 | $425,000 |
| File Closed For Incompleteness |
2 | $114,000 |
$57,000 | $69,000 |
$93,000 | $130,000 |
| Loan Originated |
189 | $15,079,000 |
$79,000 | $280,000 |
$63,000 | $630,000 |
| Loan Purchased By The Institution |
21 | $2,526,000 |
$120,000 | $268,000 |
$29,000 | $106,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
14 | $1,452,000 |
$103,000 | $242,000 |
$115,000 | $592,000 |
| Credit Application Incomplete |
4 | $406,000 |
$101,000 | $238,000 |
$65,000 | $143,000 |
| Credit History |
23 | $777,000 |
$33,000 | $166,000 |
$64,000 | $175,000 |
| Debt-To-Income Ratio |
12 | $2,196,000 |
$183,000 | $404,000 |
$67,000 | $173,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $294,000 |
$147,000 | $211,000 |
$55,000 | $80,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $198,000 |
$66,000 | $114,000 |
$79,000 | $135,000 |
| Unverifiable Information |
1 | $150,000 |
$150,000 | $150,000 |
$68,000 | $68,000 |
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