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| Location |
Coleman County TX
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 191 |
| Total Amount of All Mortgage Loans Applied For | $14,860,000 |
| Average Mortgage Loan Amount Applied For | $77,000 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $348,000 |
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| Home Improvement |
22 | $616,000 |
$28,000 | $80,000 |
$57,000 | $150,000 |
| Home Purchase |
116 | $8,706,000 |
$75,000 | $200,000 |
$43,000 | $348,000 |
| Refinancing |
53 | $5,538,000 |
$104,000 | $350,000 |
$70,000 | $240,000 |
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| American Indian or Alaskan Native |
1 | $68,000 |
$68,000 | $68,000 |
$66,000 | $66,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $156,000 |
$78,000 | $78,000 |
$31,000 | $31,000 |
| Hispanic |
8 | $524,000 |
$65,000 | $131,000 |
$53,000 | $83,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $80,000 |
$80,000 | $80,000 |
$100,000 | $100,000 |
| Not applicable |
39 | $3,429,000 |
$87,000 | $350,000 |
$8,000 | $100,000 |
| Not Provided |
19 | $2,074,000 |
$109,000 | $276,000 |
$93,000 | $168,000 |
| White |
121 | $8,529,000 |
$70,000 | $255,000 |
$60,000 | $348,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
114 | $8,528,000 |
$74,000 | $350,000 |
$65,000 | $348,000 |
| FHA-insured (Federal Housing Administration) |
68 | $5,807,000 |
$85,000 | $276,000 |
$35,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
6 | $266,000 |
$44,000 | $64,000 |
$17,000 | $42,000 |
| VA-guaranteed (Veterans Administration) |
3 | $259,000 |
$86,000 | $87,000 |
$51,000 | $51,000 |
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| Application Approved But Not Accepted |
12 | $1,311,000 |
$109,000 | $255,000 |
$88,000 | $191,000 |
| Application Denied By Financial Institution |
44 | $2,781,000 |
$63,000 | $276,000 |
$69,000 | $348,000 |
| Application Withdrawn By Applicant |
11 | $851,000 |
$77,000 | $233,000 |
$56,000 | $156,000 |
| File Closed For Incompleteness |
2 | $135,000 |
$67,000 | $80,000 |
$103,000 | $107,000 |
| Loan Originated |
72 | $5,552,000 |
$77,000 | $350,000 |
$55,000 | $188,000 |
| Loan Purchased By The Institution |
50 | $4,230,000 |
$84,000 | $200,000 |
$22,000 | $162,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
2 | $120,000 |
$60,000 | $80,000 |
$62,000 | $71,000 |
| Credit Application Incomplete |
4 | $462,000 |
$115,000 | $151,000 |
$56,000 | $80,000 |
| Credit History |
14 | $422,000 |
$30,000 | $103,000 |
$67,000 | $168,000 |
| Debt-To-Income Ratio |
3 | $208,000 |
$69,000 | $120,000 |
$55,000 | $77,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $64,000 |
$32,000 | $44,000 |
$57,000 | $99,000 |
| Unverifiable Information |
1 | $183,000 |
$183,000 | $183,000 |
$162,000 | $162,000 |
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