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| Location |
Columbia County WI
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 5,507 |
| Total Amount of All Mortgage Loans Applied For | $741,802,000 |
| Average Mortgage Loan Amount Applied For | $134,000 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $3,269,000 |
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| Home Improvement |
563 | $30,925,000 |
$54,000 | $950,000 |
$69,000 | $996,000 |
| Home Purchase |
1,516 | $231,010,000 |
$152,000 | $1,200,000 |
$87,000 | $1,800,000 |
| Refinancing |
3,428 | $479,867,000 |
$139,000 | $972,000 |
$71,000 | $3,269,000 |
|
| American Indian or Alaskan Native |
7 | $953,000 |
$136,000 | $225,000 |
$48,000 | $89,000 |
| Asian |
22 | $4,281,000 |
$194,000 | $417,000 |
$110,000 | $255,000 |
| Black or African American |
22 | $3,546,000 |
$161,000 | $391,000 |
$61,000 | $127,000 |
| Hispanic |
57 | $6,816,000 |
$119,000 | $414,000 |
$65,000 | $140,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $427,000 |
$85,000 | $153,000 |
$47,000 | $80,000 |
| Not applicable |
395 | $61,185,000 |
$154,000 | $1,200,000 |
$26,000 | $554,000 |
| Not Provided |
524 | $73,886,000 |
$141,000 | $1,200,000 |
$86,000 | $1,048,000 |
| White |
4,475 | $590,708,000 |
$132,000 | $972,000 |
$78,000 | $3,269,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5,294 | $712,314,000 |
$134,000 | $1,200,000 |
$76,000 | $3,269,000 |
| FHA-insured (Federal Housing Administration) |
147 | $20,652,000 |
$140,000 | $945,000 |
$49,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
28 | $3,288,000 |
$117,000 | $270,000 |
$38,000 | $62,000 |
| VA-guaranteed (Veterans Administration) |
38 | $5,548,000 |
$146,000 | $253,000 |
$50,000 | $131,000 |
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| Application Approved But Not Accepted |
389 | $48,842,000 |
$125,000 | $640,000 |
$84,000 | $1,053,000 |
| Application Denied By Financial Institution |
1,003 | $126,600,000 |
$126,000 | $920,000 |
$65,000 | $834,000 |
| Application Withdrawn By Applicant |
512 | $67,166,000 |
$131,000 | $730,000 |
$74,000 | $996,000 |
| File Closed For Incompleteness |
127 | $17,907,000 |
$141,000 | $575,000 |
$68,000 | $273,000 |
| Loan Originated |
2,613 | $342,697,000 |
$131,000 | $1,200,000 |
$83,000 | $1,800,000 |
| Loan Purchased By The Institution |
862 | $138,369,000 |
$160,000 | $972,000 |
$60,000 | $3,269,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $221,000 |
$221,000 | $221,000 |
$29,000 | $29,000 |
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| Collateral |
138 | $19,799,000 |
$143,000 | $476,000 |
$70,000 | $236,000 |
| Credit Application Incomplete |
59 | $6,760,000 |
$114,000 | $391,000 |
$63,000 | $277,000 |
| Credit History |
181 | $19,009,000 |
$105,000 | $563,000 |
$65,000 | $834,000 |
| Debt-To-Income Ratio |
130 | $16,829,000 |
$129,000 | $920,000 |
$54,000 | $390,000 |
| Employment History |
1 | $263,000 |
$263,000 | $263,000 |
$49,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
8 | $1,227,000 |
$153,000 | $225,000 |
$46,000 | $93,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
59 | $7,390,000 |
$125,000 | $640,000 |
$75,000 | $260,000 |
| Unverifiable Information |
42 | $6,184,000 |
$147,000 | $400,000 |
$71,000 | $170,000 |
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