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| Location |
Columbia County WI
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 4,302 |
| Total Amount of All Mortgage Loans Applied For | $666,082,000 |
| Average Mortgage Loan Amount Applied For | $154,000 |
| Highest Mortgage Loan Amount Applied For | $4,990,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $1,549,000 |
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| Home Improvement |
388 | $27,961,000 |
$72,000 | $950,000 |
$69,000 | $360,000 |
| Home Purchase |
836 | $136,082,000 |
$162,000 | $2,146,000 |
$78,000 | $1,549,000 |
| Refinancing |
3,078 | $502,039,000 |
$163,000 | $4,990,000 |
$72,000 | $1,192,000 |
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| American Indian or Alaskan Native |
12 | $1,239,000 |
$103,000 | $202,000 |
$56,000 | $94,000 |
| Asian |
11 | $2,238,000 |
$203,000 | $675,000 |
$221,000 | $1,192,000 |
| Black or African American |
11 | $1,589,000 |
$144,000 | $250,000 |
$77,000 | $137,000 |
| Hispanic |
47 | $5,953,000 |
$126,000 | $230,000 |
$64,000 | $136,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $900,000 |
$180,000 | $342,000 |
$59,000 | $104,000 |
| Not applicable |
300 | $67,283,000 |
$224,000 | $4,990,000 |
$23,000 | $540,000 |
| Not Provided |
291 | $41,636,000 |
$143,000 | $1,000,000 |
$84,000 | $642,000 |
| White |
3,625 | $545,244,000 |
$150,000 | $1,900,000 |
$76,000 | $1,549,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,741 | $576,685,000 |
$154,000 | $4,990,000 |
$75,000 | $1,549,000 |
| FHA-insured (Federal Housing Administration) |
470 | $76,310,000 |
$162,000 | $298,000 |
$57,000 | $540,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
57 | $6,639,000 |
$116,000 | $180,000 |
$39,000 | $76,000 |
| VA-guaranteed (Veterans Administration) |
34 | $6,448,000 |
$189,000 | $391,000 |
$64,000 | $141,000 |
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| Application Approved But Not Accepted |
243 | $33,278,000 |
$136,000 | $1,424,000 |
$82,000 | $1,200,000 |
| Application Denied By Financial Institution |
851 | $126,760,000 |
$148,000 | $1,900,000 |
$65,000 | $474,000 |
| Application Withdrawn By Applicant |
376 | $61,403,000 |
$163,000 | $875,000 |
$76,000 | $1,200,000 |
| File Closed For Incompleteness |
101 | $17,476,000 |
$173,000 | $495,000 |
$94,000 | $912,000 |
| Loan Originated |
2,207 | $335,515,000 |
$152,000 | $4,990,000 |
$78,000 | $1,549,000 |
| Loan Purchased By The Institution |
523 | $91,498,000 |
$174,000 | $950,000 |
$49,000 | $736,000 |
| Preapproval Approved but not Accepted |
1 | $152,000 |
$152,000 | $152,000 |
$37,000 | $37,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
164 | $24,674,000 |
$150,000 | $1,000,000 |
$77,000 | $474,000 |
| Credit Application Incomplete |
38 | $6,153,000 |
$161,000 | $499,000 |
$75,000 | $180,000 |
| Credit History |
122 | $12,912,000 |
$105,000 | $291,000 |
$59,000 | $251,000 |
| Debt-To-Income Ratio |
101 | $15,772,000 |
$156,000 | $455,000 |
$48,000 | $137,000 |
| Employment History |
5 | $541,000 |
$108,000 | $189,000 |
$50,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $1,005,000 |
$201,000 | $417,000 |
$84,000 | $135,000 |
| Mortgage Insurance Denied |
1 | $162,000 |
$162,000 | $162,000 |
$60,000 | $60,000 |
| Other |
46 | $7,204,000 |
$156,000 | $417,000 |
$77,000 | $385,000 |
| Unverifiable Information |
31 | $4,330,000 |
$139,000 | $338,000 |
$65,000 | $249,000 |
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