|
| Location |
Comerio County PR
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 307 |
| Total Amount of All Mortgage Loans Applied For | $18,005,000 |
| Average Mortgage Loan Amount Applied For | $58,000 |
| Highest Mortgage Loan Amount Applied For | $263,000 |
| Average Applicant Income | $33,000 |
| Highest Applicant Income | $240,000 |
|
|
|
| Home Improvement |
150 | $3,007,000 |
$20,000 | $209,000 |
$27,000 | $119,000 |
| Home Purchase |
66 | $6,238,000 |
$94,000 | $260,000 |
$39,000 | $195,000 |
| Refinancing |
91 | $8,760,000 |
$96,000 | $263,000 |
$41,000 | $240,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
273 | $14,975,000 |
$54,000 | $263,000 |
$34,000 | $240,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
32 | $3,015,000 |
$94,000 | $197,000 |
$34,000 | $195,000 |
| Not Provided |
2 | $15,000 |
$7,000 | $10,000 |
$20,000 | $22,000 |
| White |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
210 | $8,467,000 |
$40,000 | $263,000 |
$36,000 | $240,000 |
| FHA-insured (Federal Housing Administration) |
68 | $6,685,000 |
$98,000 | $217,000 |
$29,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
20 | $1,832,000 |
$91,000 | $130,000 |
$27,000 | $52,000 |
| VA-guaranteed (Veterans Administration) |
9 | $1,021,000 |
$113,000 | $138,000 |
$29,000 | $51,000 |
|
| Application Approved But Not Accepted |
5 | $211,000 |
$42,000 | $96,000 |
$28,000 | $34,000 |
| Application Denied By Financial Institution |
115 | $4,949,000 |
$43,000 | $260,000 |
$28,000 | $119,000 |
| Application Withdrawn By Applicant |
21 | $1,649,000 |
$78,000 | $144,000 |
$39,000 | $136,000 |
| File Closed For Incompleteness |
11 | $1,002,000 |
$91,000 | $263,000 |
$51,000 | $240,000 |
| Loan Originated |
117 | $6,760,000 |
$57,000 | $214,000 |
$37,000 | $195,000 |
| Loan Purchased By The Institution |
38 | $3,434,000 |
$90,000 | $197,000 |
$32,000 | $195,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
2 | $128,000 |
$64,000 | $76,000 |
$48,000 | $66,000 |
| Credit Application Incomplete |
1 | $129,000 |
$129,000 | $129,000 |
$27,000 | $27,000 |
| Credit History |
8 | $260,000 |
$32,000 | $80,000 |
$27,000 | $60,000 |
| Debt-To-Income Ratio |
4 | $149,000 |
$37,000 | $82,000 |
$24,000 | $38,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $258,000 |
$43,000 | $140,000 |
$21,000 | $39,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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