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| Location |
Cooke County TX
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,616 |
| Total Amount of All Mortgage Loans Applied For | $196,857,000 |
| Average Mortgage Loan Amount Applied For | $121,000 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $1,260,000 |
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| Home Improvement |
172 | $10,060,000 |
$58,000 | $801,000 |
$82,000 | $642,000 |
| Home Purchase |
790 | $99,109,000 |
$125,000 | $1,500,000 |
$88,000 | $1,260,000 |
| Refinancing |
654 | $87,688,000 |
$134,000 | $625,000 |
$77,000 | $456,000 |
|
| American Indian or Alaskan Native |
11 | $1,128,000 |
$102,000 | $237,000 |
$128,000 | $600,000 |
| Asian |
13 | $1,094,000 |
$84,000 | $128,000 |
$160,000 | $967,000 |
| Black or African American |
16 | $1,059,000 |
$66,000 | $208,000 |
$39,000 | $68,000 |
| Hispanic |
97 | $7,310,000 |
$75,000 | $550,000 |
$60,000 | $220,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $935,000 |
$311,000 | $417,000 |
$115,000 | $158,000 |
| Not applicable |
157 | $19,414,000 |
$123,000 | $709,000 |
$27,000 | $300,000 |
| Not Provided |
122 | $16,269,000 |
$133,000 | $610,000 |
$85,000 | $480,000 |
| White |
1,197 | $149,648,000 |
$125,000 | $1,500,000 |
$90,000 | $1,260,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,230 | $154,454,000 |
$125,000 | $1,500,000 |
$93,000 | $1,260,000 |
| FHA-insured (Federal Housing Administration) |
320 | $36,298,000 |
$113,000 | $360,000 |
$51,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
51 | $4,210,000 |
$82,000 | $171,000 |
$26,000 | $70,000 |
| VA-guaranteed (Veterans Administration) |
15 | $1,895,000 |
$126,000 | $208,000 |
$38,000 | $104,000 |
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| Application Approved But Not Accepted |
62 | $6,438,000 |
$103,000 | $407,000 |
$81,000 | $223,000 |
| Application Denied By Financial Institution |
321 | $33,212,000 |
$103,000 | $600,000 |
$71,000 | $369,000 |
| Application Withdrawn By Applicant |
161 | $19,805,000 |
$123,000 | $850,000 |
$83,000 | $534,000 |
| File Closed For Incompleteness |
40 | $5,210,000 |
$130,000 | $610,000 |
$114,000 | $967,000 |
| Loan Originated |
706 | $90,430,000 |
$128,000 | $1,500,000 |
$100,000 | $1,260,000 |
| Loan Purchased By The Institution |
326 | $41,762,000 |
$128,000 | $417,000 |
$52,000 | $475,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
51 | $5,620,000 |
$110,000 | $332,000 |
$89,000 | $369,000 |
| Credit Application Incomplete |
16 | $1,953,000 |
$122,000 | $417,000 |
$70,000 | $323,000 |
| Credit History |
60 | $4,576,000 |
$76,000 | $320,000 |
$63,000 | $209,000 |
| Debt-To-Income Ratio |
32 | $5,026,000 |
$157,000 | $600,000 |
$75,000 | $197,000 |
| Employment History |
3 | $219,000 |
$73,000 | $119,000 |
$70,000 | $97,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $1,114,000 |
$278,000 | $600,000 |
$87,000 | $216,000 |
| Mortgage Insurance Denied |
1 | $322,000 |
$322,000 | $322,000 |
$147,000 | $147,000 |
| Other |
24 | $3,373,000 |
$140,000 | $563,000 |
$86,000 | $232,000 |
| Unverifiable Information |
12 | $1,030,000 |
$85,000 | $214,000 |
$63,000 | $209,000 |
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