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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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Decatur County IA
Mortgage Loan Application
Totals and Details
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| Location |
Decatur County IA
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 354 |
| Total Amount of All Mortgage Loans Applied For | $25,807,000 |
| Average Mortgage Loan Amount Applied For | $72,000 |
| Highest Mortgage Loan Amount Applied For | $551,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $924,000 |
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| Home Improvement |
60 | $1,882,000 |
$31,000 | $162,000 |
$52,000 | $250,000 |
| Home Purchase |
106 | $8,393,000 |
$79,000 | $271,000 |
$67,000 | $924,000 |
| Refinancing |
188 | $15,532,000 |
$82,000 | $551,000 |
$52,000 | $240,000 |
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| American Indian or Alaskan Native |
1 | $206,000 |
$206,000 | $206,000 |
$156,000 | $156,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $216,000 |
$216,000 | $216,000 |
$144,000 | $144,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $1,117,000 |
$79,000 | $168,000 |
$12,000 | $54,000 |
| Not Provided |
20 | $1,358,000 |
$67,000 | $130,000 |
$40,000 | $82,000 |
| White |
318 | $22,910,000 |
$72,000 | $551,000 |
$59,000 | $924,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
348 | $25,482,000 |
$73,000 | $551,000 |
$57,000 | $924,000 |
| FHA-insured (Federal Housing Administration) |
5 | $295,000 |
$59,000 | $91,000 |
$25,000 | $28,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $30,000 |
$30,000 | $30,000 |
$32,000 | $32,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
32 | $1,825,000 |
$57,000 | $205,000 |
$41,000 | $95,000 |
| Application Denied By Financial Institution |
102 | $7,336,000 |
$71,000 | $275,000 |
$50,000 | $204,000 |
| Application Withdrawn By Applicant |
31 | $2,663,000 |
$85,000 | $315,000 |
$84,000 | $924,000 |
| File Closed For Incompleteness |
9 | $643,000 |
$71,000 | $106,000 |
$58,000 | $104,000 |
| Loan Originated |
144 | $9,623,000 |
$66,000 | $551,000 |
$58,000 | $405,000 |
| Loan Purchased By The Institution |
36 | $3,717,000 |
$103,000 | $216,000 |
$57,000 | $286,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
14 | $1,253,000 |
$89,000 | $235,000 |
$62,000 | $204,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $352,000 |
$39,000 | $120,000 |
$45,000 | $77,000 |
| Debt-To-Income Ratio |
10 | $771,000 |
$77,000 | $113,000 |
$42,000 | $75,000 |
| Employment History |
1 | $81,000 |
$81,000 | $81,000 |
$19,000 | $19,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $784,000 |
$71,000 | $226,000 |
$49,000 | $100,000 |
| Unverifiable Information |
2 | $321,000 |
$160,000 | $236,000 |
$113,000 | $204,000 |
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Mortgage Companies for
Decatur County IA in 2007
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