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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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Desha County AR
Mortgage Loan Application
Totals and Details
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| Location |
Desha County AR
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 366 |
| Total Amount of All Mortgage Loans Applied For | $23,394,000 |
| Average Mortgage Loan Amount Applied For | $63,000 |
| Highest Mortgage Loan Amount Applied For | $311,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $780,000 |
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| Home Improvement |
31 | $1,119,000 |
$36,000 | $200,000 |
$87,000 | $780,000 |
| Home Purchase |
155 | $9,732,000 |
$62,000 | $311,000 |
$45,000 | $251,000 |
| Refinancing |
180 | $12,543,000 |
$69,000 | $265,000 |
$53,000 | $341,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $228,000 |
$45,000 | $59,000 |
$61,000 | $142,000 |
| Black or African American |
89 | $5,562,000 |
$62,000 | $278,000 |
$39,000 | $119,000 |
| Hispanic |
6 | $414,000 |
$69,000 | $180,000 |
$41,000 | $114,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
28 | $2,031,000 |
$72,000 | $265,000 |
$60,000 | $341,000 |
| Not Provided |
62 | $3,894,000 |
$62,000 | $175,000 |
$59,000 | $780,000 |
| White |
176 | $11,265,000 |
$64,000 | $311,000 |
$56,000 | $380,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
327 | $20,238,000 |
$61,000 | $311,000 |
$54,000 | $780,000 |
| FHA-insured (Federal Housing Administration) |
29 | $2,336,000 |
$80,000 | $202,000 |
$41,000 | $107,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
5 | $408,000 |
$81,000 | $171,000 |
$34,000 | $73,000 |
| VA-guaranteed (Veterans Administration) |
5 | $412,000 |
$82,000 | $101,000 |
$49,000 | $83,000 |
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| Application Approved But Not Accepted |
21 | $1,325,000 |
$63,000 | $278,000 |
$47,000 | $106,000 |
| Application Denied By Financial Institution |
120 | $6,521,000 |
$54,000 | $202,000 |
$50,000 | $780,000 |
| Application Withdrawn By Applicant |
31 | $1,746,000 |
$56,000 | $180,000 |
$45,000 | $96,000 |
| File Closed For Incompleteness |
14 | $1,106,000 |
$79,000 | $175,000 |
$53,000 | $118,000 |
| Loan Originated |
123 | $8,135,000 |
$66,000 | $311,000 |
$59,000 | $380,000 |
| Loan Purchased By The Institution |
57 | $4,561,000 |
$80,000 | $265,000 |
$52,000 | $380,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
15 | $1,046,000 |
$69,000 | $199,000 |
$61,000 | $135,000 |
| Credit Application Incomplete |
21 | $1,336,000 |
$63,000 | $153,000 |
$53,000 | $142,000 |
| Credit History |
33 | $1,564,000 |
$47,000 | $202,000 |
$38,000 | $120,000 |
| Debt-To-Income Ratio |
9 | $379,000 |
$42,000 | $88,000 |
$27,000 | $56,000 |
| Employment History |
1 | $79,000 |
$79,000 | $79,000 |
$40,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $108,000 |
$54,000 | $62,000 |
$24,000 | $31,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $342,000 |
$85,000 | $160,000 |
$81,000 | $114,000 |
| Unverifiable Information |
2 | $84,000 |
$42,000 | $42,000 |
$17,000 | $21,000 |
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Mortgage Companies for
Desha County AR in 2007
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