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| Location |
Dickinson County IA
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,570 |
| Total Amount of All Mortgage Loans Applied For | $271,683,000 |
| Average Mortgage Loan Amount Applied For | $173,000 |
| Highest Mortgage Loan Amount Applied For | $1,550,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $1,759,000 |
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| Home Improvement |
79 | $8,591,000 |
$108,000 | $850,000 |
$77,000 | $587,000 |
| Home Purchase |
705 | $128,216,000 |
$181,000 | $1,400,000 |
$95,000 | $1,759,000 |
| Refinancing |
786 | $134,876,000 |
$171,000 | $1,550,000 |
$84,000 | $1,391,000 |
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $365,000 |
$121,000 | $145,000 |
$34,000 | $52,000 |
| Black or African American |
4 | $437,000 |
$109,000 | $120,000 |
$33,000 | $49,000 |
| Hispanic |
16 | $2,352,000 |
$147,000 | $400,000 |
$99,000 | $1,006,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
241 | $41,035,000 |
$170,000 | $1,494,000 |
$18,000 | $1,759,000 |
| Not Provided |
95 | $15,431,000 |
$162,000 | $780,000 |
$130,000 | $897,000 |
| White |
1,211 | $212,063,000 |
$175,000 | $1,550,000 |
$100,000 | $1,391,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,555 | $269,834,000 |
$173,000 | $1,550,000 |
$89,000 | $1,759,000 |
| FHA-insured (Federal Housing Administration) |
9 | $1,008,000 |
$112,000 | $203,000 |
$53,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $331,000 |
$110,000 | $114,000 |
$43,000 | $51,000 |
| VA-guaranteed (Veterans Administration) |
3 | $510,000 |
$170,000 | $265,000 |
$75,000 | $105,000 |
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| Application Approved But Not Accepted |
75 | $11,051,000 |
$147,000 | $636,000 |
$86,000 | $600,000 |
| Application Denied By Financial Institution |
220 | $28,910,000 |
$131,000 | $1,320,000 |
$72,000 | $1,006,000 |
| Application Withdrawn By Applicant |
120 | $17,743,000 |
$147,000 | $670,000 |
$90,000 | $648,000 |
| File Closed For Incompleteness |
18 | $3,531,000 |
$196,000 | $1,275,000 |
$112,000 | $396,000 |
| Loan Originated |
800 | $154,407,000 |
$193,000 | $1,550,000 |
$110,000 | $1,391,000 |
| Loan Purchased By The Institution |
337 | $56,041,000 |
$166,000 | $1,494,000 |
$48,000 | $1,759,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
43 | $6,390,000 |
$148,000 | $735,000 |
$98,000 | $419,000 |
| Credit Application Incomplete |
9 | $2,440,000 |
$271,000 | $900,000 |
$121,000 | $348,000 |
| Credit History |
41 | $3,530,000 |
$86,000 | $260,000 |
$55,000 | $225,000 |
| Debt-To-Income Ratio |
31 | $3,875,000 |
$125,000 | $520,000 |
$50,000 | $232,000 |
| Employment History |
2 | $196,000 |
$98,000 | $128,000 |
$40,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $929,000 |
$309,000 | $499,000 |
$120,000 | $180,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
14 | $1,727,000 |
$123,000 | $383,000 |
$90,000 | $288,000 |
| Unverifiable Information |
4 | $1,945,000 |
$486,000 | $1,320,000 |
$392,000 | $1,006,000 |
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