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| Location |
Dickinson County IA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,262 |
| Total Amount of All Mortgage Loans Applied For | $222,535,000 |
| Average Mortgage Loan Amount Applied For | $176,000 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $4,202,000 |
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| Home Improvement |
70 | $5,462,000 |
$78,000 | $417,000 |
$129,000 | $4,159,000 |
| Home Purchase |
450 | $76,299,000 |
$169,000 | $2,000,000 |
$119,000 | $1,373,000 |
| Refinancing |
742 | $140,774,000 |
$189,000 | $1,750,000 |
$101,000 | $4,202,000 |
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| American Indian or Alaskan Native |
5 | $742,000 |
$148,000 | $279,000 |
$78,000 | $87,000 |
| Asian |
2 | $626,000 |
$313,000 | $313,000 |
$144,000 | $144,000 |
| Black or African American |
7 | $906,000 |
$129,000 | $256,000 |
$158,000 | $838,000 |
| Hispanic |
7 | $905,000 |
$129,000 | $417,000 |
$226,000 | $1,202,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $108,000 |
$54,000 | $54,000 |
$24,000 | $25,000 |
| Not applicable |
129 | $27,671,000 |
$214,000 | $1,295,000 |
$20,000 | $352,000 |
| Not Provided |
55 | $8,614,000 |
$156,000 | $700,000 |
$123,000 | $825,000 |
| White |
1,055 | $182,963,000 |
$173,000 | $2,000,000 |
$118,000 | $4,202,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,105 | $205,057,000 |
$185,000 | $2,000,000 |
$118,000 | $4,202,000 |
| FHA-insured (Federal Housing Administration) |
130 | $14,781,000 |
$113,000 | $287,000 |
$47,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
19 | $1,604,000 |
$84,000 | $112,000 |
$36,000 | $49,000 |
| VA-guaranteed (Veterans Administration) |
8 | $1,093,000 |
$136,000 | $204,000 |
$53,000 | $113,000 |
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| Application Approved But Not Accepted |
53 | $9,599,000 |
$181,000 | $755,000 |
$152,000 | $1,260,000 |
| Application Denied By Financial Institution |
211 | $34,614,000 |
$164,000 | $856,000 |
$103,000 | $4,202,000 |
| Application Withdrawn By Applicant |
100 | $21,562,000 |
$215,000 | $1,600,000 |
$114,000 | $650,000 |
| File Closed For Incompleteness |
27 | $4,137,000 |
$153,000 | $625,000 |
$85,000 | $650,000 |
| Loan Originated |
697 | $122,294,000 |
$175,000 | $2,000,000 |
$125,000 | $4,159,000 |
| Loan Purchased By The Institution |
174 | $30,329,000 |
$174,000 | $750,000 |
$40,000 | $600,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
36 | $8,128,000 |
$225,000 | $795,000 |
$144,000 | $827,000 |
| Credit Application Incomplete |
6 | $1,523,000 |
$253,000 | $417,000 |
$767,000 | $4,202,000 |
| Credit History |
42 | $4,756,000 |
$113,000 | $417,000 |
$48,000 | $300,000 |
| Debt-To-Income Ratio |
33 | $5,299,000 |
$160,000 | $856,000 |
$52,000 | $399,000 |
| Employment History |
3 | $417,000 |
$139,000 | $208,000 |
$67,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $142,000 |
$71,000 | $76,000 |
$37,000 | $44,000 |
| Mortgage Insurance Denied |
1 | $95,000 |
$95,000 | $95,000 |
$42,000 | $42,000 |
| Other |
12 | $3,637,000 |
$303,000 | $806,000 |
$242,000 | $1,400,000 |
| Unverifiable Information |
3 | $923,000 |
$307,000 | $417,000 |
$226,000 | $527,000 |
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