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| Location |
Dodge County NE
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 1,239 |
| Total Amount of All Mortgage Loans Applied For | $128,866,000 |
| Average Mortgage Loan Amount Applied For | $104,000 |
| Highest Mortgage Loan Amount Applied For | $990,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $1,256,000 |
|
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| Home Improvement |
94 | $3,973,000 |
$42,000 | $370,000 |
$66,000 | $348,000 |
| Home Purchase |
436 | $45,769,000 |
$104,000 | $360,000 |
$56,000 | $350,000 |
| Refinancing |
709 | $79,124,000 |
$111,000 | $990,000 |
$63,000 | $1,256,000 |
|
| American Indian or Alaskan Native |
5 | $568,000 |
$113,000 | $156,000 |
$82,000 | $117,000 |
| Asian |
2 | $204,000 |
$102,000 | $124,000 |
$49,000 | $51,000 |
| Black or African American |
1 | $62,000 |
$62,000 | $62,000 |
$56,000 | $56,000 |
| Hispanic |
38 | $4,059,000 |
$106,000 | $344,000 |
$50,000 | $134,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $110,000 |
$55,000 | $100,000 |
$48,000 | $52,000 |
| Not applicable |
110 | $11,340,000 |
$103,000 | $417,000 |
$42,000 | $1,256,000 |
| Not Provided |
88 | $7,632,000 |
$86,000 | $370,000 |
$71,000 | $360,000 |
| White |
993 | $104,891,000 |
$105,000 | $990,000 |
$62,000 | $536,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
894 | $91,541,000 |
$102,000 | $990,000 |
$66,000 | $1,256,000 |
| FHA-insured (Federal Housing Administration) |
314 | $33,421,000 |
$106,000 | $289,000 |
$47,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $140,000 |
$70,000 | $87,000 |
$26,000 | $53,000 |
| VA-guaranteed (Veterans Administration) |
29 | $3,764,000 |
$129,000 | $360,000 |
$55,000 | $168,000 |
|
| Application Approved But Not Accepted |
58 | $4,840,000 |
$83,000 | $269,000 |
$73,000 | $360,000 |
| Application Denied By Financial Institution |
332 | $31,893,000 |
$96,000 | $370,000 |
$57,000 | $300,000 |
| Application Withdrawn By Applicant |
108 | $11,379,000 |
$105,000 | $289,000 |
$68,000 | $300,000 |
| File Closed For Incompleteness |
26 | $3,548,000 |
$136,000 | $338,000 |
$83,000 | $360,000 |
| Loan Originated |
502 | $53,800,000 |
$107,000 | $990,000 |
$63,000 | $536,000 |
| Loan Purchased By The Institution |
213 | $23,406,000 |
$109,000 | $417,000 |
$53,000 | $1,256,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
50 | $4,626,000 |
$92,000 | $265,000 |
$64,000 | $113,000 |
| Credit Application Incomplete |
11 | $1,106,000 |
$100,000 | $270,000 |
$47,000 | $84,000 |
| Credit History |
45 | $2,825,000 |
$62,000 | $370,000 |
$50,000 | $116,000 |
| Debt-To-Income Ratio |
29 | $1,978,000 |
$68,000 | $181,000 |
$40,000 | $108,000 |
| Employment History |
2 | $94,000 |
$47,000 | $64,000 |
$31,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $461,000 |
$92,000 | $154,000 |
$118,000 | $300,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
13 | $1,120,000 |
$86,000 | $163,000 |
$59,000 | $127,000 |
| Unverifiable Information |
2 | $155,000 |
$77,000 | $103,000 |
$49,000 | $56,000 |
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