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| Location |
Douglas County NE
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 39,254 |
| Total Amount of All Mortgage Loans Applied For | $4,646,012,000 |
| Average Mortgage Loan Amount Applied For | $118,000 |
| Highest Mortgage Loan Amount Applied For | $25,000,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
4,487 | $175,602,000 |
$39,000 | $1,800,000 |
$74,000 | $9,999,000 |
| Home Purchase |
16,203 | $2,205,721,000 |
$136,000 | $25,000,000 |
$71,000 | $7,843,000 |
| Refinancing |
18,564 | $2,264,689,000 |
$121,000 | $16,700,000 |
$73,000 | $4,000,000 |
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| American Indian or Alaskan Native |
118 | $12,524,000 |
$106,000 | $720,000 |
$67,000 | $289,000 |
| Asian |
493 | $69,232,000 |
$140,000 | $1,380,000 |
$90,000 | $2,400,000 |
| Black or African American |
2,733 | $238,727,000 |
$87,000 | $665,000 |
$57,000 | $746,000 |
| Hispanic |
2,317 | $199,200,000 |
$85,000 | $713,000 |
$49,000 | $635,000 |
| Native Hawaiin or Other Pacific Islander |
74 | $10,917,000 |
$147,000 | $1,100,000 |
$106,000 | $568,000 |
| Not applicable |
4,303 | $697,769,000 |
$162,000 | $25,000,000 |
$30,000 | $7,843,000 |
| Not Provided |
3,897 | $388,695,000 |
$99,000 | $1,900,000 |
$71,000 | $1,280,000 |
| White |
25,319 | $3,028,948,000 |
$119,000 | $3,091,000 |
$83,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
36,779 | $4,330,613,000 |
$117,000 | $25,000,000 |
$74,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
1,914 | $227,843,000 |
$119,000 | $238,000 |
$52,000 | $868,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
561 | $87,556,000 |
$156,000 | $417,000 |
$57,000 | $216,000 |
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| Application Approved But Not Accepted |
2,587 | $260,883,000 |
$100,000 | $1,800,000 |
$84,000 | $9,999,000 |
| Application Denied By Financial Institution |
7,327 | $705,259,000 |
$96,000 | $3,091,000 |
$65,000 | $2,500,000 |
| Application Withdrawn By Applicant |
3,558 | $412,368,000 |
$115,000 | $2,000,000 |
$70,000 | $4,000,000 |
| File Closed For Incompleteness |
843 | $108,079,000 |
$128,000 | $1,251,000 |
$77,000 | $1,080,000 |
| Loan Originated |
18,783 | $2,353,281,000 |
$125,000 | $25,000,000 |
$82,000 | $3,196,000 |
| Loan Purchased By The Institution |
6,156 | $806,142,000 |
$130,000 | $16,700,000 |
$49,000 | $7,843,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
825 | $92,200,000 |
$111,000 | $1,311,000 |
$79,000 | $635,000 |
| Credit Application Incomplete |
269 | $36,221,000 |
$134,000 | $1,120,000 |
$93,000 | $657,000 |
| Credit History |
1,540 | $95,126,000 |
$61,000 | $1,120,000 |
$62,000 | $2,500,000 |
| Debt-To-Income Ratio |
829 | $74,717,000 |
$90,000 | $1,360,000 |
$51,000 | $658,000 |
| Employment History |
68 | $7,213,000 |
$106,000 | $495,000 |
$43,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
54 | $7,783,000 |
$144,000 | $1,788,000 |
$90,000 | $720,000 |
| Mortgage Insurance Denied |
1 | $81,000 |
$81,000 | $81,000 |
$42,000 | $42,000 |
| Other |
532 | $53,675,000 |
$100,000 | $756,000 |
$87,000 | $1,536,000 |
| Unverifiable Information |
145 | $17,301,000 |
$119,000 | $364,000 |
$103,000 | $1,080,000 |
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