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| Location |
Douglas County NE
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 29,933 |
| Total Amount of All Mortgage Loans Applied For | $3,909,361,000 |
| Average Mortgage Loan Amount Applied For | $130,000 |
| Highest Mortgage Loan Amount Applied For | $23,750,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $9,136,000 |
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| Home Improvement |
3,399 | $127,391,000 |
$37,000 | $2,007,000 |
$73,000 | $2,544,000 |
| Home Purchase |
11,597 | $1,698,823,000 |
$146,000 | $23,750,000 |
$72,000 | $3,900,000 |
| Refinancing |
14,937 | $2,083,147,000 |
$139,000 | $7,700,000 |
$79,000 | $9,136,000 |
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| American Indian or Alaskan Native |
108 | $11,680,000 |
$108,000 | $653,000 |
$52,000 | $255,000 |
| Asian |
415 | $63,734,000 |
$153,000 | $568,000 |
$89,000 | $1,740,000 |
| Black or African American |
1,844 | $166,237,000 |
$90,000 | $417,000 |
$60,000 | $4,157,000 |
| Hispanic |
1,463 | $130,425,000 |
$89,000 | $600,000 |
$51,000 | $450,000 |
| Native Hawaiin or Other Pacific Islander |
52 | $6,065,000 |
$116,000 | $417,000 |
$102,000 | $747,000 |
| Not applicable |
3,038 | $543,399,000 |
$178,000 | $23,750,000 |
$37,000 | $3,900,000 |
| Not Provided |
2,541 | $274,203,000 |
$107,000 | $1,500,000 |
$74,000 | $1,143,000 |
| White |
20,472 | $2,713,618,000 |
$132,000 | $1,415,000 |
$85,000 | $9,136,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
22,539 | $2,929,609,000 |
$129,000 | $23,750,000 |
$83,000 | $9,136,000 |
| FHA-insured (Federal Housing Administration) |
6,694 | $868,024,000 |
$129,000 | $2,160,000 |
$53,000 | $617,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $258,000 |
$86,000 | $126,000 |
$30,000 | $46,000 |
| VA-guaranteed (Veterans Administration) |
697 | $111,470,000 |
$159,000 | $527,000 |
$50,000 | $308,000 |
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| Application Approved But Not Accepted |
1,727 | $195,372,000 |
$113,000 | $1,388,000 |
$85,000 | $5,440,000 |
| Application Denied By Financial Institution |
6,266 | $655,586,000 |
$104,000 | $19,900,000 |
$65,000 | $2,544,000 |
| Application Withdrawn By Applicant |
2,331 | $303,318,000 |
$130,000 | $1,200,000 |
$76,000 | $2,220,000 |
| File Closed For Incompleteness |
493 | $61,343,000 |
$124,000 | $1,388,000 |
$83,000 | $1,140,000 |
| Loan Originated |
14,957 | $2,102,305,000 |
$140,000 | $23,750,000 |
$85,000 | $9,136,000 |
| Loan Purchased By The Institution |
4,159 | $591,437,000 |
$142,000 | $915,000 |
$53,000 | $4,157,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
832 | $98,671,000 |
$118,000 | $1,500,000 |
$87,000 | $2,220,000 |
| Credit Application Incomplete |
225 | $29,447,000 |
$130,000 | $1,120,000 |
$66,000 | $558,000 |
| Credit History |
1,343 | $80,102,000 |
$59,000 | $1,120,000 |
$63,000 | $2,544,000 |
| Debt-To-Income Ratio |
737 | $68,772,000 |
$93,000 | $900,000 |
$55,000 | $784,000 |
| Employment History |
32 | $3,879,000 |
$121,000 | $323,000 |
$57,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
34 | $4,034,000 |
$118,000 | $385,000 |
$69,000 | $646,000 |
| Mortgage Insurance Denied |
4 | $443,000 |
$110,000 | $144,000 |
$38,000 | $46,000 |
| Other |
298 | $32,171,000 |
$107,000 | $1,500,000 |
$86,000 | $1,200,000 |
| Unverifiable Information |
70 | $10,377,000 |
$148,000 | $880,000 |
$69,000 | $300,000 |
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