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| Location |
Falls County TX
• Apply Here |
| Year | 2004 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 604 |
| Total Amount of All Mortgage Loans Applied For | $40,885,000 |
| Average Mortgage Loan Amount Applied For | $67,000 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $807,000 |
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| Home Improvement |
60 | $2,444,000 |
$40,000 | $800,000 |
$53,000 | $360,000 |
| Home Purchase |
230 | $15,188,000 |
$66,000 | $385,000 |
$46,000 | $269,000 |
| Refinancing |
314 | $23,253,000 |
$74,000 | $800,000 |
$50,000 | $807,000 |
|
| American Indian or Alaskan Native |
6 | $304,000 |
$50,000 | $60,000 |
$60,000 | $95,000 |
| Asian |
2 | $120,000 |
$60,000 | $105,000 |
$12,000 | $25,000 |
| Black or African American |
108 | $5,397,000 |
$49,000 | $152,000 |
$38,000 | $320,000 |
| Hispanic |
50 | $2,341,000 |
$46,000 | $139,000 |
$36,000 | $135,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $96,000 |
$96,000 | $96,000 |
$56,000 | $56,000 |
| Not applicable |
38 | $2,298,000 |
$60,000 | $204,000 |
$3,000 | $51,000 |
| Not Provided |
112 | $8,642,000 |
$77,000 | $800,000 |
$58,000 | $807,000 |
| White |
287 | $21,687,000 |
$75,000 | $385,000 |
$57,000 | $764,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
510 | $34,761,000 |
$68,000 | $800,000 |
$53,000 | $807,000 |
| FHA-insured (Federal Housing Administration) |
62 | $3,721,000 |
$60,000 | $146,000 |
$27,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $315,000 |
$105,000 | $193,000 |
$31,000 | $51,000 |
| VA-guaranteed (Veterans Administration) |
29 | $2,088,000 |
$72,000 | $152,000 |
$22,000 | $108,000 |
|
| Application Approved But Not Accepted |
30 | $2,173,000 |
$72,000 | $334,000 |
$74,000 | $807,000 |
| Application Denied By Financial Institution |
186 | $11,570,000 |
$62,000 | $800,000 |
$43,000 | $540,000 |
| Application Withdrawn By Applicant |
74 | $4,899,000 |
$66,000 | $222,000 |
$52,000 | $225,000 |
| File Closed For Incompleteness |
31 | $2,323,000 |
$74,000 | $167,000 |
$49,000 | $120,000 |
| Loan Originated |
186 | $13,606,000 |
$73,000 | $385,000 |
$57,000 | $764,000 |
| Loan Purchased By The Institution |
97 | $6,314,000 |
$65,000 | $212,000 |
$27,000 | $121,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
12 | $933,000 |
$77,000 | $185,000 |
$52,000 | $153,000 |
| Credit Application Incomplete |
11 | $519,000 |
$47,000 | $116,000 |
$35,000 | $80,000 |
| Credit History |
57 | $3,235,000 |
$56,000 | $800,000 |
$41,000 | $320,000 |
| Debt-To-Income Ratio |
24 | $1,147,000 |
$47,000 | $127,000 |
$35,000 | $85,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
55 | $4,361,000 |
$79,000 | $800,000 |
$50,000 | $540,000 |
| Unverifiable Information |
1 | $10,000 |
$10,000 | $10,000 |
$36,000 | $36,000 |
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