|
| Location |
Fergus County MT
• Apply Here |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 910 |
| Total Amount of All Mortgage Loans Applied For | $74,153,000 |
| Average Mortgage Loan Amount Applied For | $81,000 |
| Highest Mortgage Loan Amount Applied For | $334,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $774,000 |
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|
|
| Home Improvement (one-to-four family) |
33 | $769,000 |
$23,000 | $80,000 |
$42,000 | $80,000 |
| Home Purchase (one-to-four family) |
178 | $13,924,000 |
$78,000 | $250,000 |
$39,000 | $210,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
2 | $206,000 |
$103,000 | $130,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
697 | $59,254,000 |
$85,000 | $334,000 |
$50,000 | $774,000 |
|
| American Indian or Alaskan Native |
5 | $360,000 |
$72,000 | $160,000 |
$54,000 | $80,000 |
| Asian or Pacific Islander |
6 | $382,000 |
$63,000 | $80,000 |
$26,000 | $61,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $40,000 |
$40,000 | $40,000 |
$35,000 | $35,000 |
| Information not provided by applicant in mail or telephone application |
126 | $8,158,000 |
$64,000 | $334,000 |
$52,000 | $530,000 |
| Not applicable |
106 | $9,962,000 |
$93,000 | $230,000 |
$14,000 | $774,000 |
| Other |
3 | $227,000 |
$75,000 | $105,000 |
$44,000 | $61,000 |
| White |
663 | $55,024,000 |
$82,000 | $314,000 |
$47,000 | $774,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
811 | $66,815,000 |
$82,000 | $334,000 |
$50,000 | $774,000 |
| FHA-insured (Federal Housing Administration) |
76 | $5,609,000 |
$73,000 | $157,000 |
$28,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $733,000 |
$66,000 | $91,000 |
$31,000 | $59,000 |
| VA-guaranteed (Veterans Administration) |
12 | $996,000 |
$83,000 | $176,000 |
$20,000 | $90,000 |
|
| Application Approved But Not Accepted |
54 | $3,973,000 |
$73,000 | $218,000 |
$53,000 | $161,000 |
| Application Denied By Financial Institution |
133 | $9,445,000 |
$71,000 | $314,000 |
$47,000 | $530,000 |
| Application Withdrawn By Applicant |
87 | $6,367,000 |
$73,000 | $250,000 |
$45,000 | $175,000 |
| File Closed For Incompleteness |
9 | $1,020,000 |
$113,000 | $334,000 |
$43,000 | $73,000 |
| Loan Originated |
416 | $34,303,000 |
$82,000 | $252,000 |
$51,000 | $774,000 |
| Loan Purchased By The Institution |
211 | $19,045,000 |
$90,000 | $256,000 |
$31,000 | $774,000 |
|
| Collateral |
22 | $1,295,000 |
$58,000 | $150,000 |
$74,000 | $530,000 |
| Credit Application Incomplete |
8 | $819,000 |
$102,000 | $314,000 |
$76,000 | $250,000 |
| Credit History |
28 | $1,963,000 |
$70,000 | $300,000 |
$44,000 | $140,000 |
| Debt-To-Income Ratio |
10 | $903,000 |
$90,000 | $295,000 |
$39,000 | $150,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
20 | $1,421,000 |
$71,000 | $180,000 |
$42,000 | $164,000 |
| Unverifiable Information |
4 | $257,000 |
$64,000 | $91,000 |
$11,000 | $30,000 |
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