Florida
Mortgage Loan Application
Totals and Details
in 2012

Find mortgage statistics and mortgage data for Florida.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Florida.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 919,923
Total Mortgage Loan Application Amount $172,138,966,000
Average Mortgage Loan Application Amount $187,000
Highest Mortgage Loan Application Amount $72,500,000
Average Applicant Income $96,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Florida, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Florida in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 547,318 $107,065,359,000 $195,000 $72,500,000 $99,000 $9,999,000
Home Purchase 333,212 $63,027,259,000 $189,000 $53,505,000 $95,000 $9,999,000
Home Improvement 39,393 $2,046,348,000 $51,000 $50,983,000 $65,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 569,609 $104,994,020,000 $184,000 $35,000,000 $105,000 $9,999,000
Hispanic 113,003 $19,171,508,000 $169,000 $7,500,000 $84,000 $9,999,000
Not Provided 91,417 $17,847,709,000 $195,000 $25,000,000 $114,000 $9,999,000
Not applicable 65,655 $17,710,817,000 $269,000 $72,500,000 $36,000 $9,999,000
Black or African American 53,441 $7,486,440,000 $140,000 $3,800,000 $65,000 $6,400,000
Asian 22,042 $4,192,614,000 $190,000 $4,225,000 $110,000 $7,280,000
American Indian or Alaskan Native 2,636 $382,358,000 $145,000 $2,150,000 $79,000 $2,333,000
Native Hawaiian or Other Pacific Islander 2,120 $353,500,000 $166,000 $2,460,000 $85,000 $4,697,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 677,027 $132,907,682,000 $196,000 $72,500,000 $114,000 $9,999,000
FHA-insured (Federal Housing Administration) 158,564 $23,764,649,000 $149,000 $50,983,000 $46,000 $6,401,000
VA-guaranteed (Veterans Administration) 69,132 $13,496,001,000 $195,000 $2,000,000 $52,000 $6,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15,200 $1,970,634,000 $129,000 $757,000 $39,000 $631,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 462,049 $90,010,118,000 $194,000 $53,505,000 $105,000 $9,999,000
Application Denied By Financial Institution 170,181 $27,903,143,000 $163,000 $56,000,000 $90,000 $9,999,000
Loan Purchased By The Institution 133,606 $23,612,217,000 $176,000 $23,466,000 $61,000 $9,999,000
Application Withdrawn By Applicant 82,879 $17,119,035,000 $206,000 $72,500,000 $108,000 $9,999,000
Application Approved But Not Accepted 41,003 $7,399,207,000 $180,000 $25,695,000 $109,000 $9,999,000
File Closed For Incompleteness 30,098 $6,082,140,000 $202,000 $17,100,000 $114,000 $9,999,000
Preapproval Approved but not Accepted 72 $8,399,000 $116,000 $248,000 $42,000 $88,000
Preapproval Denied by Financial Institution 35 $4,707,000 $134,000 $307,000 $48,000 $127,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 33,826 $3,301,959,000 $97,000 $5,000,000 $69,000 $9,999,000
Debt-To-Income Ratio 31,425 $5,287,428,000 $168,000 $35,000,000 $64,000 $9,999,000
Collateral 28,921 $5,905,187,000 $204,000 $25,000,000 $129,000 $9,999,000
Credit Application Incomplete 22,986 $3,814,907,000 $165,000 $5,000,000 $101,000 $9,000,000
Other 18,504 $3,231,580,000 $174,000 $28,000,000 $103,000 $9,999,000
Unverifiable Information 6,680 $1,182,641,000 $177,000 $4,600,000 $103,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 3,244 $586,811,000 $180,000 $4,200,000 $92,000 $7,808,000
Employment History 1,653 $254,537,000 $153,000 $2,800,000 $67,000 $1,018,000
Mortgage Insurance Denied 295 $45,561,000 $154,000 $688,000 $74,000 $650,000
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Mortgage Loan Application Totals in 2012 by Florida Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CAPE CORAL-FORT MYERS, FL 37,072 $ 6,650,856,000 $ 179,000 $ 109,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 14,565 $ 2,854,949,000 $ 196,000 $ 84,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 25,124 $ 3,571,235,000 $ 142,000 $ 78,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 79,892 $ 16,900,985,000 $ 211,000 $ 103,000
GAINESVILLE, FL 10,462 $ 1,739,117,000 $ 166,000 $ 87,000
JACKSONVILLE, FL 78,876 $ 14,300,218,000 $ 181,000 $ 84,000
LAKELAND-WINTER HAVEN, FL 24,066 $ 3,174,384,000 $ 131,000 $ 67,000
MIAMI-MIAMI BEACH-KENDALL, FL 76,308 $ 18,773,388,000 $ 246,000 $ 125,000
NAPLES-MARCO ISLAND, FL 20,446 $ 5,567,793,000 $ 272,000 $ 164,000
NORTH PORT-BRADENTON-SARASOTA, FL 40,618 $ 8,071,943,000 $ 198,000 $ 105,000
OCALA, FL 14,439 $ 1,786,437,000 $ 123,000 $ 64,000
ORLANDO-KISSIMMEE-SANFORD, FL 116,514 $ 20,758,148,000 $ 178,000 $ 84,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 32,971 $ 5,113,481,000 $ 155,000 $ 81,000
PALM COAST, FL 6,904 $ 1,046,500,000 $ 151,000 $ 83,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 10,627 $ 1,771,071,000 $ 166,000 $ 91,000
PENSACOLA-FERRY PASS-BRENT, FL 25,333 $ 3,977,470,000 $ 157,000 $ 77,000
PORT ST. LUCIE, FL 22,723 $ 3,723,269,000 $ 163,000 $ 87,000
PUNTA GORDA, FL 8,948 $ 1,319,526,000 $ 147,000 $ 86,000
SEBASTIAN-VERO BEACH, FL 7,333 $ 1,392,878,000 $ 189,000 $ 109,000
TALLAHASSEE, FL 16,157 $ 2,659,706,000 $ 164,000 $ 83,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 139,855 $ 24,190,020,000 $ 172,000 $ 88,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 67,556 $ 15,533,596,000 $ 229,000 $ 126,000
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Mortgage Loan Application Totals in 2012 by Florida County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Alachua 10,012 $ 1,685,825,000 $ 168,000 $ 88,000
Baker 936 $ 122,265,000 $ 130,000 $ 60,000
Bay 10,637 $ 1,772,494,000 $ 166,000 $ 91,000
Bradford 628 $ 76,456,000 $ 121,000 $ 58,000
Brevard 33,105 $ 5,127,021,000 $ 154,000 $ 81,000
Broward 79,897 $ 16,901,887,000 $ 211,000 $ 103,000
Calhoun 321 $ 28,385,000 $ 88,000 $ 58,000
Charlotte 8,950 $ 1,319,718,000 $ 147,000 $ 86,000
Citrus 5,972 $ 703,892,000 $ 117,000 $ 64,000
Clay 11,853 $ 1,932,377,000 $ 163,000 $ 72,000
Collier 20,452 $ 5,569,469,000 $ 272,000 $ 164,000
Columbia 1,865 $ 219,534,000 $ 117,000 $ 61,000
DeSoto 635 $ 64,755,000 $ 101,000 $ 48,000
Dixie 282 $ 26,745,000 $ 94,000 $ 57,000
Duval 43,942 $ 7,352,943,000 $ 167,000 $ 75,000
Escambia 14,008 $ 2,001,996,000 $ 142,000 $ 79,000
Flagler 6,910 $ 1,047,073,000 $ 151,000 $ 83,000
Franklin 639 $ 138,537,000 $ 216,000 $ 157,000
Gadsden 1,265 $ 151,021,000 $ 119,000 $ 59,000
Gilchrist 467 $ 55,407,000 $ 118,000 $ 53,000
Glades 159 $ 13,713,000 $ 86,000 $ 54,000
Gulf 751 $ 126,030,000 $ 167,000 $ 102,000
Hamilton 237 $ 22,367,000 $ 94,000 $ 52,000
Hardee 312 $ 30,426,000 $ 97,000 $ 47,000
Hendry 650 $ 70,643,000 $ 108,000 $ 60,000
Hernando 8,114 $ 957,660,000 $ 118,000 $ 59,000
Highlands 2,716 $ 315,582,000 $ 116,000 $ 62,000
Hillsborough 62,452 $ 11,837,654,000 $ 189,000 $ 92,000
Holmes 469 $ 45,895,000 $ 97,000 $ 55,000
Indian River 7,333 $ 1,392,878,000 $ 189,000 $ 109,000
Jackson 1,293 $ 135,831,000 $ 105,000 $ 64,000
Jefferson 432 $ 61,485,000 $ 142,000 $ 65,000
Lafayette 127 $ 13,688,000 $ 107,000 $ 64,000
Lake 16,216 $ 2,455,245,000 $ 151,000 $ 71,000
Lee 37,078 $ 6,651,515,000 $ 179,000 $ 109,000
Leon 13,108 $ 2,276,043,000 $ 173,000 $ 87,000
Levy 1,019 $ 117,419,000 $ 115,000 $ 60,000
Liberty 166 $ 16,908,000 $ 101,000 $ 69,000
Madison 305 $ 30,034,000 $ 98,000 $ 60,000
Manatee 18,176 $ 3,524,316,000 $ 193,000 $ 99,000
Marion 14,476 $ 1,789,936,000 $ 123,000 $ 64,000
Martin 8,280 $ 1,801,343,000 $ 217,000 $ 115,000
Miami-Dade 76,346 $ 18,796,798,000 $ 246,000 $ 125,000
Monroe 4,332 $ 1,476,479,000 $ 340,000 $ 199,000
Nassau 4,730 $ 917,220,000 $ 193,000 $ 100,000
Okaloosa 14,608 $ 2,862,326,000 $ 195,000 $ 84,000
Okeechobee 859 $ 95,606,000 $ 111,000 $ 63,000
Orange 59,587 $ 11,505,609,000 $ 193,000 $ 90,000
Osceola 14,766 $ 2,107,530,000 $ 142,000 $ 73,000
Palm Beach 67,565 $ 15,534,894,000 $ 229,000 $ 126,000
Pasco 25,334 $ 3,697,293,000 $ 145,000 $ 70,000
Pinellas 43,994 $ 7,704,171,000 $ 175,000 $ 97,000
Polk 24,093 $ 3,177,533,000 $ 131,000 $ 67,000
Putnam 1,832 $ 198,764,000 $ 108,000 $ 64,000
Santa Rosa 11,404 $ 1,985,881,000 $ 174,000 $ 74,000
Sarasota 22,452 $ 4,549,047,000 $ 202,000 $ 110,000
Seminole 25,968 $ 4,693,625,000 $ 180,000 $ 86,000
St. Johns 17,426 $ 3,977,149,000 $ 228,000 $ 111,000
St. Lucie 14,447 $ 1,922,259,000 $ 133,000 $ 71,000
Sumter 7,057 $ 1,102,991,000 $ 156,000 $ 83,000
Suwannee 975 $ 91,381,000 $ 93,000 $ 55,000
Taylor 408 $ 42,431,000 $ 103,000 $ 64,000
Union 251 $ 26,996,000 $ 107,000 $ 56,000
Volusia 25,152 $ 3,573,854,000 $ 142,000 $ 78,000
Wakulla 1,359 $ 187,019,000 $ 137,000 $ 68,000
Walton 5,797 $ 1,602,296,000 $ 276,000 $ 179,000
Washington 634 $ 72,757,000 $ 114,000 $ 76,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Florida.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida and search similar information back through 2003.

Download the Florida Lender List