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| Location |
Ford County KS
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 1,282 |
| Total Amount of All Mortgage Loans Applied For | $101,849,000 |
| Average Mortgage Loan Amount Applied For | $79,000 |
| Highest Mortgage Loan Amount Applied For | $1,240,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $912,000 |
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| Home Improvement |
136 | $5,235,000 |
$38,000 | $251,000 |
$75,000 | $912,000 |
| Home Purchase |
632 | $54,014,000 |
$85,000 | $1,000,000 |
$46,000 | $715,000 |
| Refinancing |
514 | $42,600,000 |
$82,000 | $1,240,000 |
$53,000 | $331,000 |
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| American Indian or Alaskan Native |
4 | $244,000 |
$61,000 | $144,000 |
$100,000 | $228,000 |
| Asian |
14 | $615,000 |
$43,000 | $85,000 |
$62,000 | $180,000 |
| Black or African American |
8 | $404,000 |
$50,000 | $100,000 |
$33,000 | $64,000 |
| Hispanic |
401 | $26,466,000 |
$66,000 | $221,000 |
$46,000 | $474,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $245,000 |
$122,000 | $145,000 |
$107,000 | $126,000 |
| Not applicable |
150 | $14,993,000 |
$99,000 | $1,240,000 |
$17,000 | $136,000 |
| Not Provided |
90 | $6,771,000 |
$75,000 | $226,000 |
$55,000 | $180,000 |
| White |
613 | $52,111,000 |
$85,000 | $1,000,000 |
$63,000 | $912,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,118 | $87,889,000 |
$78,000 | $1,240,000 |
$54,000 | $912,000 |
| FHA-insured (Federal Housing Administration) |
142 | $11,823,000 |
$83,000 | $168,000 |
$32,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
11 | $681,000 |
$61,000 | $158,000 |
$45,000 | $125,000 |
| VA-guaranteed (Veterans Administration) |
11 | $1,456,000 |
$132,000 | $205,000 |
$58,000 | $136,000 |
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| Application Approved But Not Accepted |
93 | $6,110,000 |
$65,000 | $280,000 |
$51,000 | $275,000 |
| Application Denied By Financial Institution |
294 | $20,420,000 |
$69,000 | $358,000 |
$51,000 | $715,000 |
| Application Withdrawn By Applicant |
84 | $6,135,000 |
$73,000 | $225,000 |
$55,000 | $159,000 |
| File Closed For Incompleteness |
18 | $1,551,000 |
$86,000 | $175,000 |
$54,000 | $148,000 |
| Loan Originated |
606 | $52,412,000 |
$86,000 | $1,240,000 |
$60,000 | $912,000 |
| Loan Purchased By The Institution |
186 | $15,124,000 |
$81,000 | $220,000 |
$24,000 | $136,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $97,000 |
$97,000 | $97,000 |
$52,000 | $52,000 |
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|
| Collateral |
48 | $3,740,000 |
$77,000 | $358,000 |
$52,000 | $110,000 |
| Credit Application Incomplete |
6 | $550,000 |
$91,000 | $201,000 |
$40,000 | $68,000 |
| Credit History |
68 | $3,920,000 |
$57,000 | $198,000 |
$64,000 | $715,000 |
| Debt-To-Income Ratio |
37 | $2,555,000 |
$69,000 | $175,000 |
$41,000 | $100,000 |
| Employment History |
4 | $149,000 |
$37,000 | $69,000 |
$37,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $415,000 |
$103,000 | $167,000 |
$42,000 | $79,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
12 | $810,000 |
$67,000 | $170,000 |
$56,000 | $180,000 |
| Unverifiable Information |
4 | $242,000 |
$60,000 | $133,000 |
$86,000 | $180,000 |
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