|
| Location |
Fremont County ID
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 1,205 |
| Total Amount of All Mortgage Loans Applied For | $189,609,000 |
| Average Mortgage Loan Amount Applied For | $157,000 |
| Highest Mortgage Loan Amount Applied For | $1,856,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $4,500,000 |
|
|
|
| Home Improvement |
103 | $7,678,000 |
$74,000 | $480,000 |
$64,000 | $321,000 |
| Home Purchase |
410 | $72,372,000 |
$176,000 | $1,200,000 |
$137,000 | $2,160,000 |
| Refinancing |
692 | $109,559,000 |
$158,000 | $1,856,000 |
$90,000 | $4,500,000 |
|
|
| American Indian or Alaskan Native |
4 | $318,000 |
$79,000 | $115,000 |
$54,000 | $101,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $178,000 |
$89,000 | $89,000 |
$99,000 | $99,000 |
| Hispanic |
41 | $4,401,000 |
$107,000 | $310,000 |
$61,000 | $216,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
106 | $17,658,000 |
$166,000 | $1,856,000 |
$29,000 | $408,000 |
| Not Provided |
87 | $12,346,000 |
$141,000 | $1,000,000 |
$119,000 | $1,000,000 |
| White |
965 | $154,708,000 |
$160,000 | $1,650,000 |
$113,000 | $4,500,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,161 | $184,270,000 |
$158,000 | $1,856,000 |
$106,000 | $4,500,000 |
| FHA-insured (Federal Housing Administration) |
35 | $4,313,000 |
$123,000 | $192,000 |
$43,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $382,000 |
$95,000 | $117,000 |
$34,000 | $38,000 |
| VA-guaranteed (Veterans Administration) |
5 | $644,000 |
$128,000 | $178,000 |
$32,000 | $52,000 |
|
|
| Application Approved But Not Accepted |
92 | $12,607,000 |
$137,000 | $707,000 |
$94,000 | $635,000 |
| Application Denied By Financial Institution |
305 | $45,403,000 |
$148,000 | $1,650,000 |
$89,000 | $2,389,000 |
| Application Withdrawn By Applicant |
99 | $13,660,000 |
$137,000 | $1,000,000 |
$124,000 | $4,500,000 |
| File Closed For Incompleteness |
30 | $4,570,000 |
$152,000 | $750,000 |
$204,000 | $2,160,000 |
| Loan Originated |
453 | $75,217,000 |
$166,000 | $1,856,000 |
$116,000 | $1,628,000 |
| Loan Purchased By The Institution |
226 | $38,152,000 |
$168,000 | $1,200,000 |
$82,000 | $1,000,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
38 | $9,848,000 |
$259,000 | $1,350,000 |
$223,000 | $2,389,000 |
| Credit Application Incomplete |
21 | $3,602,000 |
$171,000 | $637,000 |
$61,000 | $174,000 |
| Credit History |
26 | $1,975,000 |
$75,000 | $285,000 |
$78,000 | $900,000 |
| Debt-To-Income Ratio |
22 | $4,107,000 |
$186,000 | $883,000 |
$50,000 | $168,000 |
| Employment History |
2 | $100,000 |
$50,000 | $84,000 |
$43,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
24 | $7,111,000 |
$296,000 | $1,650,000 |
$120,000 | $561,000 |
| Unverifiable Information |
10 | $2,269,000 |
$226,000 | $770,000 |
$144,000 | $350,000 |
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