| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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Garfield County WA
Mortgage Loan Application
Totals and Details
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| Location |
Garfield County WA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 105 |
| Total Amount of All Mortgage Loans Applied For | $12,182,000 |
| Average Mortgage Loan Amount Applied For | $116,000 |
| Highest Mortgage Loan Amount Applied For | $377,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $243,000 |
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| Home Improvement |
14 | $771,000 |
$55,000 | $160,000 |
$52,000 | $122,000 |
| Home Purchase |
43 | $5,319,000 |
$123,000 | $300,000 |
$60,000 | $122,000 |
| Refinancing |
48 | $6,092,000 |
$126,000 | $377,000 |
$68,000 | $243,000 |
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| American Indian or Alaskan Native |
2 | $622,000 |
$311,000 | $320,000 |
$68,000 | $82,000 |
| Asian |
1 | $168,000 |
$168,000 | $168,000 |
$96,000 | $96,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $90,000 |
$90,000 | $90,000 |
$41,000 | $41,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $567,000 |
$141,000 | $171,000 |
$9,000 | $36,000 |
| Not Provided |
17 | $1,679,000 |
$98,000 | $267,000 |
$56,000 | $121,000 |
| White |
80 | $9,056,000 |
$113,000 | $377,000 |
$66,000 | $243,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
91 | $10,580,000 |
$116,000 | $377,000 |
$64,000 | $243,000 |
| FHA-insured (Federal Housing Administration) |
10 | $1,130,000 |
$113,000 | $211,000 |
$61,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $472,000 |
$118,000 | $160,000 |
$22,000 | $50,000 |
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| Application Approved But Not Accepted |
5 | $777,000 |
$155,000 | $320,000 |
$60,000 | $92,000 |
| Application Denied By Financial Institution |
30 | $3,471,000 |
$115,000 | $300,000 |
$61,000 | $166,000 |
| Application Withdrawn By Applicant |
17 | $2,169,000 |
$127,000 | $302,000 |
$69,000 | $153,000 |
| File Closed For Incompleteness |
1 | $160,000 |
$160,000 | $160,000 |
$100,000 | $100,000 |
| Loan Originated |
43 | $4,267,000 |
$99,000 | $298,000 |
$67,000 | $243,000 |
| Loan Purchased By The Institution |
9 | $1,338,000 |
$148,000 | $377,000 |
$33,000 | $98,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
8 | $1,418,000 |
$177,000 | $288,000 |
$88,000 | $166,000 |
| Credit Application Incomplete |
1 | $74,000 |
$74,000 | $74,000 |
$120,000 | $120,000 |
| Credit History |
1 | $3,000 |
$3,000 | $3,000 |
$48,000 | $48,000 |
| Debt-To-Income Ratio |
3 | $660,000 |
$220,000 | $300,000 |
$66,000 | $121,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $219,000 |
$73,000 | $120,000 |
$42,000 | $49,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Companies for
Garfield County WA in 2008
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