Georgia
Mortgage Loan Application
Totals and Details
in 2013

Find mortgage statistics and mortgage data for Georgia.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Georgia.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 537,898
Total Mortgage Loan Application Amount $100,151,083,000
Average Mortgage Loan Application Amount $186,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $81,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Georgia, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Download the Georgia Lender List

Mortgage Loan Application Detail Totals for Georgia in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 319,422 $62,220,648,000 $194,000 $94,879,000 $83,000 $9,999,000
Home Purchase 192,330 $36,657,174,000 $190,000 $99,999,000 $78,000 $9,999,000
Home Improvement 26,146 $1,273,261,000 $48,000 $18,375,000 $68,000 $3,035,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 302,428 $51,883,097,000 $171,000 $8,000,000 $93,000 $9,999,000
Black or African American 81,472 $10,738,164,000 $131,000 $2,870,000 $58,000 $9,500,000
Not Provided 57,093 $10,166,423,000 $178,000 $27,932,000 $89,000 $9,999,000
Not applicable 55,710 $20,565,521,000 $369,000 $99,999,000 $40,000 $9,999,000
Asian 19,480 $3,831,772,000 $196,000 $1,864,000 $98,000 $3,732,000
Hispanic 18,963 $2,561,949,000 $135,000 $1,970,000 $61,000 $7,322,000
American Indian or Alaskan Native 1,759 $247,029,000 $140,000 $1,115,000 $72,000 $1,640,000
Native Hawaiian or Other Pacific Islander 993 $157,128,000 $158,000 $840,000 $75,000 $1,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 370,048 $67,106,978,000 $181,000 $99,999,000 $99,000 $9,999,000
FHA-insured (Federal Housing Administration) 111,263 $23,359,844,000 $209,000 $94,879,000 $37,000 $5,213,000
VA-guaranteed (Veterans Administration) 45,542 $8,382,097,000 $184,000 $1,300,000 $49,000 $2,829,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11,045 $1,302,164,000 $117,000 $956,000 $39,000 $1,200,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 262,544 $47,142,999,000 $179,000 $52,290,000 $89,000 $9,999,000
Loan Purchased By The Institution 97,295 $24,454,827,000 $251,000 $94,879,000 $59,000 $9,999,000
Application Denied By Financial Institution 91,479 $12,594,094,000 $137,000 $40,000,000 $73,000 $9,999,000
Application Withdrawn By Applicant 45,653 $9,120,393,000 $199,000 $99,999,000 $89,000 $9,999,000
Application Approved But Not Accepted 21,765 $3,493,695,000 $160,000 $78,750,000 $84,000 $4,992,000
File Closed For Incompleteness 19,108 $3,337,859,000 $174,000 $20,925,000 $88,000 $9,999,000
Preapproval Denied by Financial Institution 31 $4,563,000 $147,000 $550,000 $57,000 $337,000
Preapproval Approved but not Accepted 23 $2,653,000 $115,000 $238,000 $48,000 $151,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 22,008 $1,929,815,000 $87,000 $5,100,000 $62,000 $9,999,000
Collateral 13,477 $2,437,511,000 $180,000 $8,500,000 $105,000 $9,999,000
Debt-To-Income Ratio 12,095 $1,807,049,000 $149,000 $2,800,000 $56,000 $2,124,000
Credit Application Incomplete 8,736 $1,412,498,000 $161,000 $2,040,000 $94,000 $7,242,000
Other 7,931 $1,203,314,000 $151,000 $27,932,000 $79,000 $5,400,000
Unverifiable Information 2,868 $491,525,000 $171,000 $1,888,000 $88,000 $2,292,000
Insufficient Cash (Downpayment, Closing Cost) 2,501 $368,129,000 $147,000 $2,425,000 $73,000 $2,070,000
Employment History 758 $115,539,000 $152,000 $1,440,000 $66,000 $2,379,000
Mortgage Insurance Denied 106 $17,582,000 $165,000 $599,000 $95,000 $833,000
Download the Georgia Lender List

Mortgage Loan Application Totals in 2013 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 6,325 $ 1,009,587,000 $ 159,000 $ 73,000
ATHENS-CLARKE COUNTY, GA 9,509 $ 1,670,301,000 $ 175,000 $ 83,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 336,918 $ 66,167,934,000 $ 196,000 $ 87,000
AUGUSTA-RICHMOND COUNTY, GA-SC 20,801 $ 3,520,092,000 $ 169,000 $ 62,000
BRUNSWICK, GA 5,909 $ 1,419,637,000 $ 240,000 $ 100,000
COLUMBUS, GA-AL 11,582 $ 2,073,213,000 $ 179,000 $ 65,000
DALTON, GA 5,108 $ 571,795,000 $ 111,000 $ 54,000
GAINESVILLE, GA 9,377 $ 1,620,903,000 $ 172,000 $ 78,000
HINESVILLE-FORT STEWART, GA 4,225 $ 524,604,000 $ 124,000 $ 51,000
MACON, GA 8,865 $ 1,264,286,000 $ 142,000 $ 71,000
ROME, GA 4,064 $ 738,011,000 $ 181,000 $ 67,000
SAVANNAH, GA 22,346 $ 4,721,170,000 $ 211,000 $ 80,000
VALDOSTA, GA 6,418 $ 1,091,325,000 $ 170,000 $ 62,000
WARNER ROBINS, GA 8,749 $ 1,302,646,000 $ 148,000 $ 63,000
Download the Georgia Lender List

Mortgage Loan Application Totals in 2013 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 525 $ 54,911,000 $ 104,000 $ 54,000
Atkinson 115 $ 75,006,000 $ 652,000 $ 47,000
Bacon 242 $ 71,271,000 $ 294,000 $ 65,000
Baker 74 $ 4,853,000 $ 65,000 $ 52,000
Baldwin 1,307 $ 187,346,000 $ 143,000 $ 76,000
Banks 678 $ 136,110,000 $ 200,000 $ 62,000
Barrow 5,047 $ 691,252,000 $ 136,000 $ 51,000
Bartow 5,476 $ 721,339,000 $ 131,000 $ 61,000
Ben Hill 475 $ 38,757,000 $ 81,000 $ 50,000
Berrien 797 $ 124,436,000 $ 156,000 $ 56,000
Bibb 5,468 $ 836,370,000 $ 152,000 $ 74,000
Bleckley 387 $ 38,038,000 $ 98,000 $ 58,000
Brantley 513 $ 42,348,000 $ 82,000 $ 56,000
Brooks 635 $ 58,225,000 $ 91,000 $ 60,000
Bryan 2,921 $ 582,678,000 $ 199,000 $ 75,000
Bulloch 2,391 $ 347,689,000 $ 145,000 $ 80,000
Burke 689 $ 71,555,000 $ 103,000 $ 58,000
Butts 1,117 $ 141,264,000 $ 126,000 $ 57,000
Calhoun 161 $ 11,296,000 $ 70,000 $ 51,000
Camden 2,977 $ 438,762,000 $ 147,000 $ 62,000
Candler 242 $ 25,849,000 $ 106,000 $ 56,000
Carroll 5,681 $ 692,377,000 $ 121,000 $ 59,000
Catoosa 3,804 $ 696,733,000 $ 183,000 $ 59,000
Charlton 251 $ 22,132,000 $ 88,000 $ 53,000
Chatham 15,925 $ 3,503,776,000 $ 220,000 $ 85,000
Chattahoochee 93 $ 8,959,000 $ 96,000 $ 43,000
Chattooga 763 $ 80,863,000 $ 105,000 $ 50,000
Cherokee 17,532 $ 3,221,307,000 $ 183,000 $ 81,000
Clarke 4,948 $ 807,935,000 $ 163,000 $ 82,000
Clay 67 $ 6,828,000 $ 101,000 $ 53,000
Clayton 10,049 $ 1,134,119,000 $ 112,000 $ 44,000
Clinch 226 $ 20,285,000 $ 89,000 $ 53,000
Cobb 48,328 $ 9,838,376,000 $ 203,000 $ 94,000
Coffee 1,213 $ 107,047,000 $ 88,000 $ 62,000
Colquitt 1,209 $ 160,578,000 $ 132,000 $ 58,000
Columbia 10,947 $ 2,092,178,000 $ 191,000 $ 69,000
Cook 645 $ 61,907,000 $ 95,000 $ 56,000
Coweta 9,222 $ 1,525,859,000 $ 165,000 $ 76,000
Crawford 351 $ 32,845,000 $ 93,000 $ 56,000
Crisp 694 $ 82,793,000 $ 119,000 $ 75,000
Dade 892 $ 189,925,000 $ 212,000 $ 61,000
Dawson 1,706 $ 367,517,000 $ 215,000 $ 91,000
Decatur 805 $ 89,436,000 $ 111,000 $ 56,000
DeKalb 38,894 $ 7,835,009,000 $ 201,000 $ 91,000
Dodge 721 $ 118,690,000 $ 164,000 $ 52,000
Dooly 221 $ 63,479,000 $ 287,000 $ 51,000
Dougherty 3,019 $ 442,573,000 $ 146,000 $ 71,000
Douglas 7,847 $ 1,174,859,000 $ 149,000 $ 61,000
Early 374 $ 99,780,000 $ 266,000 $ 61,000
Echols 87 $ 8,296,000 $ 95,000 $ 47,000
Effingham 3,507 $ 640,476,000 $ 182,000 $ 62,000
Elbert 549 $ 60,692,000 $ 110,000 $ 58,000
Emanuel 400 $ 37,658,000 $ 94,000 $ 56,000
Evans 310 $ 30,818,000 $ 99,000 $ 67,000
Fannin 2,015 $ 364,068,000 $ 180,000 $ 114,000
Fayette 7,957 $ 1,741,361,000 $ 218,000 $ 97,000
Floyd 4,064 $ 738,011,000 $ 181,000 $ 67,000
Forsyth 18,896 $ 4,500,734,000 $ 238,000 $ 101,000
Franklin 806 $ 149,395,000 $ 185,000 $ 74,000
Fulton 59,876 $ 16,368,271,000 $ 273,000 $ 128,000
Gilmer 1,939 $ 271,234,000 $ 139,000 $ 86,000
Glascock 76 $ 7,086,000 $ 93,000 $ 54,000
Glynn 4,761 $ 1,283,153,000 $ 269,000 $ 108,000
Gordon 2,484 $ 273,455,000 $ 110,000 $ 58,000
Grady 729 $ 154,560,000 $ 212,000 $ 54,000
Greene 1,042 $ 450,986,000 $ 432,000 $ 175,000
Gwinnett 50,423 $ 8,836,455,000 $ 175,000 $ 75,000
Habersham 2,041 $ 260,548,000 $ 127,000 $ 61,000
Hall 9,383 $ 1,621,246,000 $ 172,000 $ 78,000
Hancock 277 $ 58,184,000 $ 210,000 $ 98,000
Haralson 1,284 $ 139,011,000 $ 108,000 $ 60,000
Harris 2,386 $ 433,219,000 $ 181,000 $ 78,000
Hart 1,059 $ 239,294,000 $ 225,000 $ 89,000
Heard 440 $ 49,435,000 $ 112,000 $ 55,000
Henry 13,620 $ 2,065,267,000 $ 151,000 $ 61,000
Houston 8,751 $ 1,302,762,000 $ 148,000 $ 63,000
Irwin 228 $ 149,089,000 $ 653,000 $ 59,000
Jackson 3,990 $ 646,592,000 $ 162,000 $ 66,000
Jasper 746 $ 120,967,000 $ 162,000 $ 66,000
Jeff Davis 325 $ 31,762,000 $ 97,000 $ 60,000
Jefferson 420 $ 48,224,000 $ 114,000 $ 51,000
Jenkins 180 $ 12,363,000 $ 68,000 $ 46,000
Johnson 140 $ 13,178,000 $ 94,000 $ 51,000
Jones 1,377 $ 159,400,000 $ 115,000 $ 60,000
Lamar 710 $ 80,569,000 $ 113,000 $ 53,000
Lanier 476 $ 50,256,000 $ 105,000 $ 49,000
Laurens 1,605 $ 179,916,000 $ 112,000 $ 61,000
Lee 2,135 $ 315,191,000 $ 147,000 $ 81,000
Liberty 3,327 $ 407,281,000 $ 122,000 $ 52,000
Lincoln 290 $ 61,168,000 $ 210,000 $ 93,000
Long 906 $ 117,797,000 $ 130,000 $ 47,000
Lowndes 5,224 $ 974,727,000 $ 186,000 $ 64,000
Lumpkin 1,656 $ 331,237,000 $ 200,000 $ 69,000
Macon 243 $ 59,649,000 $ 245,000 $ 69,000
Madison 1,259 $ 213,146,000 $ 169,000 $ 58,000
Marion 254 $ 23,275,000 $ 91,000 $ 52,000
McDuffie 731 $ 75,957,000 $ 103,000 $ 53,000
McIntosh 641 $ 94,536,000 $ 147,000 $ 78,000
Meriwether 808 $ 84,714,000 $ 104,000 $ 53,000
Miller 290 $ 27,737,000 $ 95,000 $ 63,000
Mitchell 472 $ 84,315,000 $ 178,000 $ 54,000
Monroe 1,420 $ 216,334,000 $ 152,000 $ 80,000
Montgomery 233 $ 26,465,000 $ 113,000 $ 62,000
Morgan 952 $ 220,546,000 $ 231,000 $ 78,000
Murray 1,371 $ 131,293,000 $ 95,000 $ 50,000
Muscogee 8,853 $ 1,609,286,000 $ 181,000 $ 62,000
Newton 5,559 $ 792,220,000 $ 142,000 $ 53,000
Oconee 2,645 $ 570,609,000 $ 215,000 $ 100,000
Oglethorpe 662 $ 79,034,000 $ 119,000 $ 60,000
Paulding 10,183 $ 1,479,626,000 $ 145,000 $ 58,000
Peach 1,207 $ 152,409,000 $ 126,000 $ 59,000
Pickens 2,082 $ 502,194,000 $ 241,000 $ 76,000
Pierce 743 $ 88,856,000 $ 119,000 $ 73,000
Pike 961 $ 133,155,000 $ 138,000 $ 63,000
Polk 1,488 $ 145,041,000 $ 97,000 $ 51,000
Pulaski 364 $ 38,549,000 $ 105,000 $ 66,000
Putnam 1,294 $ 260,554,000 $ 201,000 $ 123,000
Quitman 63 $ 6,589,000 $ 104,000 $ 72,000
Rabun 997 $ 240,585,000 $ 241,000 $ 171,000
Randolph 164 $ 11,641,000 $ 70,000 $ 92,000
Richmond 8,437 $ 1,280,582,000 $ 151,000 $ 54,000
Rockdale 4,607 $ 668,691,000 $ 145,000 $ 62,000
Schley 170 $ 17,584,000 $ 103,000 $ 52,000
Screven 322 $ 117,730,000 $ 365,000 $ 65,000
Seminole 310 $ 48,061,000 $ 155,000 $ 65,000
Spalding 2,529 $ 498,904,000 $ 197,000 $ 59,000
Stephens 823 $ 162,352,000 $ 197,000 $ 64,000
Stewart 97 $ 89,359,000 $ 921,000 $ 47,000
Sumter 774 $ 92,958,000 $ 120,000 $ 57,000
Talbot 222 $ 26,188,000 $ 117,000 $ 58,000
Taliaferro 45 $ 37,458,000 $ 832,000 $ 53,000
Tattnall 710 $ 141,104,000 $ 198,000 $ 67,000
Taylor 229 $ 19,471,000 $ 85,000 $ 67,000
Telfair 190 $ 16,653,000 $ 87,000 $ 54,000
Terrell 381 $ 94,371,000 $ 247,000 $ 73,000
Thomas 1,834 $ 318,015,000 $ 173,000 $ 68,000
Tift 1,392 $ 179,242,000 $ 128,000 $ 70,000
Toombs 732 $ 86,265,000 $ 117,000 $ 67,000
Towns 907 $ 221,477,000 $ 244,000 $ 88,000
Treutlen 97 $ 8,017,000 $ 82,000 $ 49,000
Troup 2,692 $ 429,709,000 $ 159,000 $ 62,000
Turner 250 $ 18,880,000 $ 75,000 $ 50,000
Twiggs 250 $ 19,616,000 $ 78,000 $ 47,000
Union 1,692 $ 252,721,000 $ 149,000 $ 84,000
Upson 870 $ 184,636,000 $ 212,000 $ 55,000
Walker 3,182 $ 443,378,000 $ 139,000 $ 56,000
Walton 5,404 $ 801,612,000 $ 148,000 $ 66,000
Ware 1,096 $ 174,841,000 $ 159,000 $ 60,000
Warren 109 $ 8,839,000 $ 81,000 $ 48,000
Washington 444 $ 45,979,000 $ 103,000 $ 54,000
Wayne 1,188 $ 122,608,000 $ 103,000 $ 63,000
Webster 53 $ 4,227,000 $ 79,000 $ 54,000
Wheeler 94 $ 10,635,000 $ 113,000 $ 78,000
White 1,640 $ 280,104,000 $ 170,000 $ 67,000
Whitfield 3,738 $ 440,641,000 $ 117,000 $ 56,000
Wilcox 216 $ 15,341,000 $ 71,000 $ 51,000
Wilkes 347 $ 33,426,000 $ 96,000 $ 67,000
Wilkinson 245 $ 21,146,000 $ 86,000 $ 51,000
Worth 718 $ 152,702,000 $ 212,000 $ 58,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Georgia.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia and search similar information back through 2003.

Download the Georgia Lender List